Just something I found out this weekend, we took out all our insurances with BNZ
when we did our mortgage with them, and it turns out that if you have 'premier
care' then they will pay out $10,000 on death(if you have any policy with them,
car/house/contents) and if you are ill or disabled for more than 30 days they
will pay all the premiums for up to 2 years. They are very vague in the wording
and I only found it out by accident, so if you are insured with them or you know
of anyone who is insured with them, put them in the know!!!!!