Thank you for your replies, after speaking with his neuro surgeon today I got
the impression that the process of treatment meant that the payout of insurance
may take some time. We are with BNZ too, when I asked the neuro surgeon about
it he was pretty pessimistic about an immediate payout, effectively he implied
that the insurance were more likely to take a 'wait and see' approach (which of
course would be so frustrating for us.....this is the one area I feel like we
could maybe take a small amount of control back with and perhaps take the
unbelievable financial stress out of the equation to some degree). He talked
about the fact that if after treatment there was a clear scan then they would be
reluctant to pay, and it would only be if there was regrowth at that next scan
that we would be more likely to get it. Aaargh, this is so hard to write down
and feels so fraught, honestly the whole situation of different scenarios that
could be played out with this utterly does me in.
But I am going to do what I need to do and get the paperwork submitted and see
how we get on. At the end of the day it would buy us some time , it would mean
we could enjoy the time we have rather than live in this hideous abyss that I
feel like we have been stuck in for the last 6 weeks, and will remain in unless
we can get ourselves in a better place financially. We have been granted the
invalids benefit, but not much more as we have equity in 2 houses so that is
deemed 'realisable cash assets' and limits what else we can get. And that
amount doesnt cover anywhere near our outgoings, it would barely pay the bloody
rent!!!!! And it is not as if we can sell either house in a hurry either so even
putting them on the market isnt a quick fix. Isnt it just the way that when
things are going really well, (and because they are going so well you get all
financially committed!!!) that stuff like this happens!!!!
Sorry to rant, I am just at my wits end right now, and dealing with all on my
own, it is just so hard.
--- In nzbraintumour@yahoogroups.com, "thefowlers97" <thefowlers97@...> wrote:
>
> Can anyone help me navigate the mindfield that is the process of claming
Glen's life insurance. I spoke to Glen's neurosugeon yesterday about it and
although he is happy to fill in the necessary paperwork it sounds like it is a
long drawn out process and it would be helpful if any of you have any thoughts
on what I might expect, what your experiences have been.
> Thanks
> Linda
>