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some help   Message List  
Reply | Forward Message #1618 of 1806 |
Re: some help

Thank you for your replies, after speaking with his neuro surgeon today I got
the impression that the process of treatment meant that the payout of insurance
may take some time. We are with BNZ too, when I asked the neuro surgeon about
it he was pretty pessimistic about an immediate payout, effectively he implied
that the insurance were more likely to take a 'wait and see' approach (which of
course would be so frustrating for us.....this is the one area I feel like we
could maybe take a small amount of control back with and perhaps take the
unbelievable financial stress out of the equation to some degree). He talked
about the fact that if after treatment there was a clear scan then they would be
reluctant to pay, and it would only be if there was regrowth at that next scan
that we would be more likely to get it. Aaargh, this is so hard to write down
and feels so fraught, honestly the whole situation of different scenarios that
could be played out with this utterly does me in.
But I am going to do what I need to do and get the paperwork submitted and see
how we get on. At the end of the day it would buy us some time , it would mean
we could enjoy the time we have rather than live in this hideous abyss that I
feel like we have been stuck in for the last 6 weeks, and will remain in unless
we can get ourselves in a better place financially. We have been granted the
invalids benefit, but not much more as we have equity in 2 houses so that is
deemed 'realisable cash assets' and limits what else we can get. And that
amount doesnt cover anywhere near our outgoings, it would barely pay the bloody
rent!!!!! And it is not as if we can sell either house in a hurry either so even
putting them on the market isnt a quick fix. Isnt it just the way that when
things are going really well, (and because they are going so well you get all
financially committed!!!) that stuff like this happens!!!!
Sorry to rant, I am just at my wits end right now, and dealing with all on my
own, it is just so hard.

--- In nzbraintumour@yahoogroups.com, "thefowlers97" <thefowlers97@...> wrote:
>
> Can anyone help me navigate the mindfield that is the process of claming
Glen's life insurance. I spoke to Glen's neurosugeon yesterday about it and
although he is happy to fill in the necessary paperwork it sounds like it is a
long drawn out process and it would be helpful if any of you have any thoughts
on what I might expect, what your experiences have been.
> Thanks
> Linda
>





Wed Jun 10, 2009 10:19 am

thefowlers97
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Message #1618 of 1806 |
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Can anyone help me navigate the mindfield that is the process of claming Glen's life insurance. I spoke to Glen's neurosugeon yesterday about it and although...
thefowlers97
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Jun 9, 2009
10:43 pm

Hi Linda, As long as there is a clause in Glen's policy for trauma or incurable illness,they should pay you a percentage of the total policy. We did this for...
Heather Linncoln
dmha93
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Jun 10, 2009
2:37 am

Hi Linda,   We had to claim the trauma part of Stefs life insurance. If you ring your insurance company (or if you used a broker then ring them as they know...
Susan Peake
peake.susan
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Jun 10, 2009
2:45 am

Hi there this process was quite straightforward for Dave and I also. our policy was with the BNZ and we just contacted them and they sent us the form we needed...
Penny Clevely
danzac21
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Jun 10, 2009
8:56 am

Thank you for your replies, after speaking with his neuro surgeon today I got the impression that the process of treatment meant that the payout of insurance...
thefowlers97
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Jun 10, 2009
10:20 am

Hi Linda, My name is Becs and my husband Matt passed away from a Glioma in May 2006. We claimed on the terminal benefit when his diagnosis came back in October...
Rebecca Todd
rebeccajtodd...
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Jun 11, 2009
5:49 am

Linda to be honest I wouldn't get the Neurosurgeons opinion but Glenns Oncologist. When we claimed on Bruces Income Protection & a Disability Policy we had to...
linbrusco
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Jun 11, 2009
5:55 am

Linda... this is the last thing you need, my heart goes out to you. When we claimed on Aaron's insurance it was to be honest a real blur, but I do recall not...
nina.johnston
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Jun 11, 2009
6:42 am

Thank you all so much for your input, it has at least given me some guidance on both what to expect and what I might be able to do. The claim form asks for...
thefowlers97
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Jun 11, 2009
7:39 am

Linda I can't beleive what/why the Neurosurgeon has anything to do with it? They just do the surgery... after that everything is in the hands of...
linbrusco
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Jun 11, 2009
8:59 am

Hi Linda   How about trying your GP, as that is who signed all our forms. You should ask neuro surgeon to forward copies of medical records to GP as he will...
Susan Peake
peake.susan
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Jun 11, 2009
3:22 am

Hi Linda,   What a load of shit from your neuro surgeon!!! Having been to a lecture from a neuro surgeon in Wellington who is doing research into creating a...
Susan Peake
peake.susan
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Jun 11, 2009
12:15 pm
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