In a message dated 2/27/2003 2:18:08 PM Eastern Standard Time, cmcs21@... writes:
I am just
trying to find out what our options are in case work with benefits is
not found. Who knows with our economy the way it is today what
tomorrow will hold. Does anyone have ideas or suggestions on medical
coverage? Thank you. Misty
hi Misty,
welcome to the group.
i worked in the group health insurance industry for more than twenty years, i think i can answer some of your questions.
your COBRA should be available for 18 months, if you can afford it for that long.
i am not entirely sure this applies to individual policies, but all group plans (those offered by employers) are governed by the HIPAA regulations. bottom line, this states that if you were covered for a condition by a previous plan (be it group, individual, Medicaid, Medicare, whatever) and did not lose coverage for more than 63 days, any pre existing condition exclusions will be waived for either the length of time you were covered by the previous plan or the entire prex period.
now this may be streching a bit, but i am in the process of applying for financial aid to return to school, and yes, it is based on last year's income. however, i am now out of work and my husband will be going in for a shunt revision on Tuesday. our income is not even close to what it was last year. the school does have a method of making exceptions to that. i would wonder if any of the medicaid programs, etc would have any kind of procedure for just these situations.
Hi I am new to the group. I have a daughter who is 11 months old. She had a shunt placement at 5 wks old. I had noticed her head enlarging, and getting...
In a message dated 2/27/2003 2:18:08 PM Eastern Standard Time, cmcs21@... ... hi Misty, welcome to the group. i worked in the group health insurance...
Re: insurance Hey I can tell you what happen with me I was covered when I was working for a company but my child was on mine and hubby's so when I left I...
Misty, I am not sure in your area (I am in Wyoming) but most insurance considers hydro a pre-exisiting condition and will not cover it until anywhere from 3-12...
If youre in CA you can get Healthy Families Insurance or Medi Cal...I;m hydrocephalic & when I was dropped rrom my Moms insurance (at age 24) I got a letter...
Hello You have to go to the medicaid office and file for insurance for your child, they should not refuse him since he has a disability. the best thing to do...
Aloha Misty, I do not know what state you are in but have you tried to get SSI for your daughter? They also have Medicaid attached to it as well as Medicaid...
Hi my name is Travis williams I have had hydro since I was 2, I am now 21. I am cuurently working for Walmart and was fortunate that They have great Ins. BUT i...
hey you should try to look for a different job that at least uses your mind a little...maybe a county or city job? My mom works for the county (I;m covered by...
most kids born with spina bifida have what is called a chiari II
malformation basically meening that the brain is lower in the skull and can
limit the flow of...
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