What do you all think about long term care insurance? I work for a
school district where it's offered as a group plan and also lived
through my father having HD. The only thing that saved us was that he
was old enough for Medicaid and we were, well, not much was in the
bank. So, if i ever get married or have kids, or etc. :) i don't
really want to put my family in that situation. I am only 24, but
just thinking ahead. What do you all think?

I know some of you will say to just get tested and KNOW, but i've
decided not to do that. Besides, i'd rather have it, get tested and
THEN discover i don't need it. i may not 'need' it as i may think i
need it. Just thought i'd ask you all.

Thanks :)

Victoria