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Even if you're
not rich or well-connected, you can find leading-edge treatment when it
matters. And it could well matter if your condition is rare or if few doctors
have developed expertise in treating it. For starters, be Internet savvy --
and pushy. Here are some tips for getting what you need:
Be open to the hospital your insurance plan
recommends.
Insurers want to keep costs down, and one way to do that is to minimize
costly complications. So they try to contract with institutions that have the
most experience and the best outcomes. Even HMOs contract with outside
centers of excellence for some rare disorders when their own physicians lack
unique expertise.
"This whole notion of centers of excellence used to be based on gestalt
and individual recommendations," says Dr. William Roper, dean of the
medical school and chief executive of the healthcare system at the University of North Carolina.
"It's becoming much more data-driven and evidence-based."
To determine the "best," arm
yourself with numbers.
If the doctor, or hospital, you want has more experience than the one your
insurer has chosen, show your insurer the numbers. A surgeon who has done a
procedure a few hundred times will have better results than one who has done
it two or three times. "There's a growing body of evidence that says
that volume matters," Roper says. The only way to find out is to ask, so
don't be shy about asking physicians how many times they've done the
procedure, or treated the condition.
And be specific. A cardiac surgeon who has done hundreds of heart bypasses is
not necessarily an expert in valve replacements.
Get recommendations.
The less common the disorder, the fewer the institutions that will have deep
experience with it. But it's just those institutions you want to find. Each
time you talk to a provider, don't end the conversation without asking who
else has experience with your condition or which institutions are known for
treating the disease. Keep following the chain of recommendations to see if
one or two names are consistently repeated.
Do your homework.
Track down statistics and studies as tailor-made to your condition as
possible.
Search for articles at the National Institutes of Health's free archive of
medical journals (pubmedcentral.nih.gov).
You can often see the entire study for free, sometimes only the abstract, but
poring over the list will give you an idea of which institutions are actively
publishing articles. Be as specific as possible in your search. For example,
don't type in "brain cancer." Use "malignant glioma,"
"brain tumor" and "left parietal lobe."
Find out who is doing research into your condition.
If a physician
publishes a lot about your condition, there's a good chance he or she is
already onto potentially better techniques, even if results haven't yet been
published. "What is published is always years behind what is happening
at major academic centers," says Dr. Henry Friedman, deputy
director of the Preston Robert Tisch
Brain Tumor
Center at Duke
University Medical
Center in North Carolina.
Even if you don't want, or qualify for, a clinical trial, find out which
institutions are researching your condition. Go to clinicaltrials.gov for a list of more
than 50,000 federally and privately sponsored trials.
Make appointments.
When you find a doctor or hospital doing research into your disease, call the
physician or the institution. Large academic centers all have physician
referral departments set up to connect patients with the appropriate
physician. Your insurance company will cover a second opinion, and going to a
large center for that second opinion can be the entryway to excellence.
Whatever your disease, go online.
Look for Internet-based support and advocacy groups. For example, the National Multiple
Sclerosis Society’s website has a page on recent research
into the disease, who is doing it and where.
Check out the disease advocacy group's chat rooms. Patients who have gone
through what you're facing have a lot of first-hand advice about what they've
done, where they've gone and how it turned out. In the absence of good
national quality and outcomes measures of doctors and hospitals, the personal
experience of your peers is invaluable.
But beware of websites trying to sell something or promoting a treatment not
available in any academic center. Leading-edge research is usually backed by
the NIH and carried out by academic centers. Private organizations may be
pushing their own product or technique. "Any Internet site that sounds
too good to be true usually is," says Dr. Robert Adler, vice chairman of
pediatric medicine at Childrens Hospital Los Angeles.
Try to change Medicare plans if necessary.
The original Medicare plan has more geographic flexibility than the private
plan alternatives. (First of all, consider carefully when choosing a plan.)
If you need help changing plans after a diagnosis, try calling the Medicare Rights Center (medicarerights.org or [800] 333-4114 ),
a national consumer organization that provides counseling about Medicare.
"Sometimes our advocates have been able to help people get off the
private plan and back on original Medicare," says Paul Precht, director
for policy and communications at the center. "But it's getting harder."
Be realistic.
Don't think you can find a cutting-edge technique developed by one surgeon,
then ask your own doctor to do it. "That's like going to a restaurant
with a recipe from another restaurant and asking the kitchen to make
it," Adler says. You could ask the doctor who developed the procedure if
he or she has trained any others. If so, find out where they are practicing,
and how experienced they have become. That process of training others, and
having them fan out, is how once-unique techniques spread across the country,
but it takes a lot of time.
Be prepared to fight.
Use the ammunition you've accumulated through research. Fights with insurance
companies can be frustrating and drawn out, so if you're also fighting
disease, you might need to enlist a spouse or friends to make phone calls and
write letters, to the insurer, to legal aid societies or to a private lawyer.
If you're wrangling with Medicare, the Medicare Rights
Center might be able to
help fight a denial.
Get your doctor's support.
Whether you're facing Medicare or an insurance company, your chosen doctor is
your best ally. He or she is the one best armed with numbers to make your
case to the insurer.
For example, surgeons at Johns
Hopkins Medical
Center published a
study in 1995 of a surgical technique, called a Whipple procedure, that can
help some pancreatic cancer patients. The study examined all 501 cases of
pancreatic cancer in which the procedure was used between 1988 to 1993
throughout Maryland.
It found that 54% of Whipple
procedures were performed at Johns
Hopkins Medical
Center. The remainder
were performed at 38 other hospitals throughout the state. The in-hospital
death rate at Hopkins
was 2.2%, compared with an average of 13.5% at the other hospitals. But what
probably got the attention of insurance companies was that the cost at Johns
Hopkins was $26,204, compared with an average of $31,659 at other hospitals.
Even if there isn't such incontrovertible, published proof supporting your
decision, your chosen physician will likely have other numbers.
If you lose the fight and continue to be
convinced that where you go matters to you, be prepared to shell out.
Whether it's a higher co-payment for going out of network, or taking on the
entire cost yourself if you can afford it, your preference may be important
enough to you to pull out your checkbook or credit card.
Make a choice.
Finally, try not to second-guess your own decision. "No one really knows
what the outcome will be," Adler says. "Make the best decision you
can in the time you've got, and then don't look back."
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