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#32 From: Vernon Jacobs <jacobs1@...>
Date: Wed Jan 10, 2007 11:07 pm
Subject: Welcome and Happy New Year
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Welcome to the new members of this list and a Happy New Year to those
of you who have joined the list some time ago.

Obviously, the Elder Care Digest has been inactive. We have been
looking for someone to serve as the list editor on a volunteer basis
and haven't found anyone yet. I've been engrossed in writing two
books and in taking care of commitments to clients and Gregg has been
busy with his work.

If any of you have an inclination and some time, we'd eagerly welcome
the help.

Meanwhile, I will try to find the time to resurrect the Elder Care
Digest until we do get some help.


Vern Jacobs

#31 From: "offshorepress" <jacobs1@...>
Date: Wed Jan 10, 2007 11:14 pm
Subject: Welcome and Happy New Year
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Welcome to the new members of this list and a Happy New Year to those
of you who have joined the list some time ago.

Obviously, the Elder Care Digest has been inactive. We have been
looking for someone to serve as the list editor on a volunteer basis
and haven't found anyone yet. I've been engrossed in writing two books
and in taking care of commitments to clients and Gregg has been busy
with his work.

If any of you have an inclination and some time, we'd eagerly welcome
the help.

Meanwhile, I will try to find the time to resurrect the Elder Care
Digest until we do get some help.

Vern Jacobs

#30 From: "positivelights" <positivelights@...>
Date: Thu Dec 21, 2006 8:00 pm
Subject: Elder Care Digest 12/21/2006
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Elder Care
          Digest


December, 2006

 

Making a difference at the holidays

 

I - Personal Contact is the Best Gift of All

 

Want a great idea on how to make a real difference?  Gerrett Matthews writes in the Evansville (Ind.) Courier & Press that nursing home residents, more often than not, will be spending the holidays alone.  Having outlived many family and friends, they are greeted by an occasional card from a stranger and a rotating staff of professional caregivers.  His response was to compose the biographies of local residents and, in his recent article, encourages readers to select one of these residents and make their holiday special with a personal visit, call or at least a card or gift.  This simple act can make all the difference this season.

 

If you are already visiting nursing homes, then you know the joy it can bring.  If you don't know where to start, just visit a nearby nursing home and talk to the activity director or the administrator.  They should be more than happy to help you get involved.

 

Many houses of worship have nursing home or elder care ministries that would appreciate your involvement. 

 

II - Students Play Santa

 

Students at Friendship Elementary (North Carolina) have adopted the Liberty Wood Nursing Home in Thomasville (N.C.) for a community service project, according to an article 11/17/06 in The Dispatch.  The students will collect personal need items such as lotion, bath soap, shaving cream, hair brushes/combs, Kleenex, shampoo and conditioner, notepads, large print word searches, color pens, markers, sugar free gum and candy.  The children will then deliver these glad tidings in the form of goody bags to the residents this holiday. 

 

These activities are great ways to introduce young people to nursing homes.  Several volunteers with Positive Lights started out this way and now bring their own young children with them as they continue their habit of elder care volunteerism.

 

Consumer Reports Offers Nursing Home Quality Monitor

 

CBS The Early Show Health Watch hosted a special on 8/22/06 regarding the importance of choosing a quality nursing home for eldercare.  Reporting that a not-for-profit nursing home is more likely to provide good care than a for-profit facility, they directed the public to Consumer Reports.  Previously titled, the Nursing Home Guide, the Consumer Reports experts have produced a Nursing Home Quality Monitor to aide the public in the search for quality care facilities.  This tool can be accessed at www.consumerreports.org by selecting the "Health" topic.

 

There are other good resources, some of which can be found on the Positive Lights web site at http://www.positivelights.org/elderfacilities.htm

 

As Consumer Reports points out, a change in administration or ownership can make a major difference so don't rely just on historical data.  Check things out for yourself.

 

Planning Ahead for Elder-Care

 

Jennifer Openshaw discusses the financial considerations regarding eldercare in her article published 9/27/06 in the Market Watch from Dow Jones.  Read this article at www.MarketWatch.com.  A website is referenced that offers legal direction in all states www.elderlawanswers.com.  Also, check our website,  www.positivelights.org under "Elder Law" for other excellent resources.

 

St. Louis University Develops Improved Dementia Test

 

The commonly used test doctors use to detect the early stages of dementia is called the Mini Mental Status Examination (MMSE).  Researchers at the St. Louis University have now developed a test that has improved the detection of persons with mild neurocognitive disorder (MNCD).  This new test is called the St. Louis University Mental Status Examination (SLUMS).  The SLUMS test is a 30 point screening questionnaire that tests for orientation and memory, attention and executive functions.  The article in the Belleville Newsdemocrat offers a link that anyone can use to perform this test themselves, but doctors warn that this should not replace a full screening.

 

http://www.belleville.com/mld/belleville/living/16101269.htm

 

For a copy of the test, click on: http://medschool.slu.edu/agingsuccessfully/pdfsurveys/slumsexam_05.pdf

 

Additional Information on the test can be found at: http://www.slu.edu/x11329.xml

 

 

The Positive Lights Elder Care Digest is a free news service from Positive Lights, Inc. Copies may be distributed to friends and colleagues without prior permission of Positive Lights, Inc.

Contributions are appreciated to help support this service. Make contributions online at http://www.positivelights.org/donate.htm

#29 From: "offshorepress" <jacobs1@...>
Date: Mon Oct 23, 2006 2:56 pm
Subject: Elder Care Digest - Corrected Copy of 10/20/06 Edition
offshorepress
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 Elder Care
          Digest

  • Nursing Home Volunteers
  • Resistance to Self Funded Health Care
  • Proposed Developments in Elder-Care Technology
  • Elder Care Speaker/Author Now Blogging on Health Site
  • Providing Assisted Living Care for Low Income Seniors
  • Check for Changes in Nursing Home Ownership or Management
  • Helping Seniors

Nursing Home Volunteers

Volunteering at a nursing home can be a truly enriching experience.  Positive Lights volunteers participated in nursing home visits in a variety of ways:  they organized an "ice cream social", assisted in taking residents to a chili cook-off, and visited one-on-one with lonely residents.  Groups of ten to almost thirty volunteers, including small children through senior citizens, regularly visited nursing homes and led exercise activities and sing-alongs.  We found that residents were skeptical at first, but after months of regular semi-weekly visits, almost every resident who was able actively participated.  

Some of the most moving experiences were when residents who seldom responded to anyone started talking and even catching a foam ball.  Both the staff and the volunteers shed tears of joy when unresponsive residents would actually look at what was going on around them and smile with pleasure. As much as we would like to think we gave to the residents, we got far, far more in return.  (Gregg Gimlin, President, Positive Lights, inc.) 

You don't have to participate with a group to be a volunteer. Here is a story from the Chicago Tribune on other volunteer activities.

Resistance to Self Funded Health Care  

The solution to the escalating cost of health care in the U.S. is not one that most seniors want to contemplate. 

Logically, any benefit that an insurance company will pay for has to be covered by the premiums that are paid. Otherwise the insurance company will go broke and they know that better than their customers. If the insurance company is to pay for routine expenses, they will include that in the premiums and will mark up the cost to include their overhead, administration and marketing expenses. The most sensible kind of medical insurance is major medical. This is coverage that has large deductibles and co-insurance but provides greater protection for unusual and catastrophic injuries or illnesses. Minor and repetitive expenses are paid by the insured. 

Obviously, if an employer or the government is going to pay for the insurance, then the employees and Medicare beneficiaries will want the maximum amount of coverage. But that encourages people to approve procedures or testing that they probably would not choose if they had to pay for it themselves. Due to the threat of lawsuits and the lack of resistance from patients, doctors are encouraged to employ test procedures of marginal value to the patient. 

When someone else is paying the bill, everyone will insist on having the most expensive form of medical care rather than making tough choices. The result is that prices escalate because there is hardly any genuine restraint on the cost of health care. After many decades of excessive increases in health care costs, the government is pressuring insurance companies and insurers are pressuring employers (or Medicare recipients) to share more of the cost of the insurance. There is every indication this trend will continue and that employees and Medicare recipients will be forced to shoulder an increasing part of the cost of health care for themselves.  

Some information about major medical insurance is available at

http://www.healthinsuranceindepth.com/basics-how-it-works.html

http://www.ahipresearch.com/pdfs/Individual_Insurance_Survey_Report8-26-2005.pdf

Proposed Developments in Elder-Care Technology

Video cameras monitoring an elderly person's movement patterns in a room would go far in eliminating the need for costly and inconvenient human intervention. Since the computer capturing the video signals is able to detect anomalies in movement (such as a fall), an alarm would sound upon detection of such, and appropriate help is called for. (Wisdom Uncommon)

Elder Care Speaker/Author Now Blogging on Health Site

Columnist/author/speaker Carol Bradley Bursack, author of "Minding Our Elders: Caregivers Share Their Personal Stories," is now blogging on OurAlzheimers.com, part of the Health Central Network. Bursack is a regular on national radio writes articles on elder care.

Providing Assisted Living Care for Low Income Seniors

Assisted living centers are practical options for many seniors, but what about seniors who have very low incomes?  In Southern Illinois, of the 45,984 people in a four-county area, 18 percent were seniors, and 77 percent of the senior population had an income below $15,000 a year.  Read about the opportunities provided to low-income seniors in Southern Illinois and how similar programs might be available elsewhere.

The Southern Illinoisan » Home Health Series Part 3 - Assisted Living: Independent, affordable, apartment style living for seniors is a reality

Check for Changes in Nursing Home Ownership or Management

One problem in selecting a nursing home is that no matter how good it is today, a change in ownership or even a change in the home's Director could mean that the care will be significantly different within a short time.  Being able to get current data on North Carolina nursing homes is the subject of this article. For your State, you might check out your Department of Aging or its equivalent. 

The article notes that for North Carolina, the records will indicate whether nursing homes have been fined or cited for serious violations that endangered residents. Those records are already available at www.medicare.gov, but that's a national listing, making it a little more difficult for users to navigate to a particular home in North Carolina.  Our view: Online nursing home records a plus

Helping Seniors

The Network for Enriched Seniors in Training will help provide trained volunteers to staff Citizens Helping Individual Retired People, the commission's senior care program that was established in 2005 following the start-up of 24-hour telephone service. The citizens group is organized around seven volunteer teams providing services such as Meals on Wheels in time of need; assistance with household tasks; providing sitting services to senior caregivers; regular phone calls and house visits; offering group counseling to grieving seniors; visiting seniors at home or in hospitals; and arranging for transportation to doctors. 

Source: Miami Herald, July 23, 2006


#28 From: "positivelights" <gimlin@...>
Date: Fri Oct 20, 2006 9:28 pm
Subject: Elder Care Digest 10/20/06
positivelights
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October 20, 2006
Copyright, Positive Lights, Inc.
www.positivelights.org


Nursing Home Volunteers

Volunteering at a nursing home can be a truly enriching experience.
Positive Lights volunteers participated in nursing home visits in a
variety of ways:  they organized an "ice cream social", assisted in
taking residents to a chili cook-off, and visited one-on-one with
lonely residents.  Groups of ten to almost thirty volunteers,
including small children through senior citizens, regularly visited
nursing homes and led exercise activities and sing-alongs.  We found
that residents were skeptical at first, but after months of regular
bi-weekly visits, almost every resident who was able actively
participated.

Some of the most moving experiences were when residents who seldom
responded to anyone started talking and even catching a foam ball.
Both the staff and the volunteers shed tears of joy when unresponsive
residents would actually look at what was going on around them and
smile with pleasure. As much as we would like to think we gave to the
residents, we got far, far more in return.  (Gregg Gimlin, President,
Positive Lights, inc.)


Resistance to Self Funded Health Care

The solution to the escalating cost of health care in the U.S. is not
one that most seniors want to contemplate.

Logically, any benefit that an insurance company will pay for has to
be covered by the premiums that are paid. Otherwise the insurance
company will go broke and they know that better than their customers.
If the insurance company is to pay for routine expenses, they will
include that in the premiums and will mark up the cost to include
their overhead, administration and marketing expenses. The most
sensible kind of medical insurance is major medical. This is coverage
that has large deductibles and co-insurance but provides greater
protection for unusual and catastrophic injuries or illnesses. Minor
and repetitive expenses are paid by the insured.

Obviously, if an employer or the government is going to pay for the
insurance, then the employees and Medicare beneficiaries will want the
maximum amount of coverage. But that encourages people to approve
procedures or testing that they probably would not choose if they had
to pay for it themselves. Due to the threat of lawsuits and the lack
of resistance from patients, doctors are encouraged to employ test
procedures of marginal value to the patient.

When someone else is paying the bill, everyone will insist on having
the most expensive form of medical care rather than making tough
choices. The result is that prices escalate because there is hardly
any genuine restraint on the cost of health care. After many decades
of excessive increases in health care costs, the government is
pressuring insurance companies and insurers are pressuring employers
(or Medicare recipients) to share more of the cost of the insurance.
There is every indication this trend will continue and that employees
and Medicare recipients will be forced to shoulder an increasing part
of the cost of health care for themselves.

Some information about major medical insurance is available at
http://www.healthinsuranceindepth.com/basics-how-it-works.html
http://www.ahipresearch.com/pdfs/Individual_Insurance_Survey_Report8-26-2005.pdf


Proposed Developments in Elder-Care Technology

Video cameras monitoring an elderly person's movement patterns in a
room would go far in eliminating the need for costly and inconvenient
human intervention. Since the computer capturing the video signals is
able to detect anomalies in movement (such as a fall), an alarm would
sound upon detection of such, and appropriate help is called for.
(Wisdom Uncommon)

Elder Care Speaker/Author Now Blogging on Health Site

Columnist/author/speaker Carol Bradley Bursack, author of "Minding Our
Elders: Caregivers Share Their Personal Stories," is now blogging on
OurAlzheimers.com, part of the Health Central Network. Bursack is a
regular on national radio writes articles on elder care.

Providing Assisted Living Care for Low Income Seniors

Assisted living centers are practical options for many seniors, but
what about seniors who have very low incomes?  In Southern Illinois,
of the 45,984 people in a four-county area, 18 percent were seniors,
and 77 percent of the senior population had an income below $15,000 a
year.  Read about the opportunities provided to low-income seniors in
Southern Illinois and how similar programs might be available elsewhere.

SOURCE: The Southern Illinoisan » Home Health Series Part 3 - Assisted
Living: Independent, affordable, apartment style living for seniors is
a reality


Check for Changes in Nursing Home Ownership or Management

One problem in selecting a nursing home is that no matter how good it
is today, a change in ownership or even a change in the home's
Director could mean that the care will be significantly different
within a short time.  Being able to get current data on North Carolina
nursing homes is the subject of this article. For your State, you
might check out your Department of Aging or its equivalent.

The article notes that for North Carolina, the records will indicate
whether nursing homes have been fined or cited for serious violations
that endangered residents. Those records are already available at
www.medicare.gov, but that's a national listing, making it a little
more difficult for users to navigate to a particular home in North
Carolina.

Helping Seniors

The Network for Enriched Seniors in Training will help provide trained
volunteers to staff Citizens Helping Individual Retired People, the
commission's senior care program that was established in 2005
following the start-up of 24-hour telephone service. The citizens
group is organized around seven volunteer teams providing services
such as Meals on Wheels in time of need; assistance with household
tasks; providing sitting services to senior caregivers; regular phone
calls and house visits; offering group counseling to grieving seniors;
visiting seniors at home or in hospitals; and arranging for
transportation to doctors.
Source: Miami Herald, July 23, 2006

#27 From: "offshorepress" <jacobs1@...>
Date: Fri Aug 18, 2006 6:01 pm
Subject: When Mom and Dad Need Help
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We are delighted to pass on the following article by Jacqueline
Marcell, author of "Elder Care Rage".

Vern Jacobs
--------------------------------

When Mom and Dad Need Help

By Jacqueline Marcell,
Author, Elder Rage

Convincing elderly parents they need help in their home, or that they
need to downsize into assisted living, can be a tough hurdle for
families to accomplish. The best way is to start the conversation
early, before their health is an issue. Getting them used to the idea
by being part of the planning process will make it easier when the
time comes.

But what if you haven't discussed it nor made plans for their
transition into old age? If the time has come for your parents to
alter their living situation because they can no longer take proper
care of themselves&#61630;here are some important points to consider.

Think Safety First

Keep in mind that your parents' safety is the most important factor.
If you know in your heart they cannot remain by themselves in their
own home safely, don't let your emotions override what needs to be
done. Don't wait for a broken hip, a car accident, medicine overdose,
stroke, or that crisis call in the middle of the night before you step
in.

Recognize that when you were a child, your parents would have done
everything in their power to keep you safe. Now, as hard as it is, you
have to be the "parent" and make the best decisions possible for them.
Ask their relatives, friends, doctors and healthcare professionals to
help you by encouraging your parents to accept a caregiver in their
home or to move to a facility--for their safety.

Hire In-Home Caregivers

Since most people would rather stay in their own home as long as
possible, this is often the first step chosen. Families hire
caregivers to come in for several hours a day and increase the time as
care is needed. It is best to hire through an agency that does
extensive background checks--and that can always supply an alternate
caregiver if the regular one can't make it. Ask for numerous
references, and be sure to remove all valuables.

Consider a Multi-Level Facility

The benefit of a multi-level facility is that additional services can
be added as your loved ones' health declines. This prevents the
turmoil of having to move again as more help and services are needed.
Many seniors start out with their own private apartment and then
progress through stages of assisted living and eventually to skilled
nursing and dementia care, all within the same facility. Your parents
may be able to bathe, dress, and take their own medications properly
now, but as they need help, it's a blessing to know that services can
be added. Many times the friends they have made along the way progress
right along with them, providing the comfort of familiar faces.

Get References

The best way to check out a facility is to talk to numerous families
who already have a loved one living there. Drop in on weekends when
more families visit and ask if they are happy with the accommodations,
food, service, activities, cleanliness, reliability, personnel, etc.
If they had it to do again, would they move their loved one there?
What have they learned from the experience? What do they wish they had
known when they were beginning the process?

Be sure to check out the kitchen for cleanliness and eat a meal there
yourself. Also, ask the administrators if there are any liens or
lawsuits filed against the facility. Ask to review their licensing and
certification reports. If they will not put in writing that there are
no legal problems--keep looking! Also, be sure to check with your
local Area Agency on Aging and their long-term care Ombudsman who
monitors the area. That person is the consumer's advocate, letting you
know if the location you are considering is a good choice.

Ask About Activities

Adult children are often filled with guilt about moving their parents
out of their own home, that is, until they see them flourishing in a
new environment and participating in activities they haven't enjoyed
for years. Speak with the Activity Director to make sure there are
numerous activity options. Does the facility offer field trips, games,
crafts, singing, dancing, gardening, cooking, bingo, exercising,
movies, interaction with animals, etc.? Be sure to monitor the
Director regularly to make sure activities are being offered.

Create a Relationship

Once you have picked out the right place, ask the administrators for
their help in convincing your loved one to move. They are very
familiar with this problem and deal with it daily. Ask an
administrator to call your parent and develop a relationship over the
phone. He or she may be able to drop by (while you just happen to be
there) to talk to your parents and invite them for a get-together. A
few days later, take your parents out to lunch and then casually stop
by the facility to say hello to that lovely person who was so kind to
drop by to visit them. Seeing a familiar face is usually very helpful.
Remember, any kind of change can be very scary for an elder. Take
things slow, planting the idea calm and steady, making their safety
your goal.

Create a Need

Another idea is to have a social worker ask for your loved one's
"help" with the other seniors at the facility. Could they, for
example, go over there a couple times a week to help out with the
bingo, crafts, or singing classes? Perhaps they can help prepare lunch
for the elders there. Tell your loved one that they are "needed" there
to help and entertain the other seniors. Giving them a "job" to do
will help them become comfortable with being there. They will make
friends, which can ease the transition to eventually moving there.

Reach for Support

Realize that everyone since the beginning of time, who has been lucky
enough to have their parents reach old age, has experienced the pain
of watching their once-competent loved ones decline and pass away. We
all know it is a sad part of life, but even with all that's been
written, there are no words that can prepare us for the sorrow. Reach
out for help from family and friends and get into a support group
right away--don't even think you can do it alone.

###


Jacqueline Marcell is a former television executive, who after caring
for her elderly parents (both with Alzheimer's Disease) became the
best-selling author of "Elder Rage", a Book-of-the-Month Club being
considered for a feature film. Over fifty endorsements include: Hugh
Downs, Regis Philbin, and the National Adult Day Services Association
who honored her with their Media Award. She also received "Advocate of
the Year" from the National Association of Women Business Owners at
their Remarkable Women Awards. A national speaker on eldercare, she
also writes Blogs on http://www.healthcentral.com/alzheimers/ and
http://blog.thirdage.com/?author=12, and hosts an Internet radio
program on http://www.wsRadio.com/CopingWithCaregiving. A recent guest
of the TODAY SHOW, Jacqueline is also featured in an upcoming PBS
documentary on Alzheimer's. Also a recent breast cancer survivor,
Jacqueline advocates that everyone (but especially caregivers) closely
monitor their own health. For more information: http://www.ElderRage.com/


© Copyright 2006
For permission to forward or publish all/part of this article, or to
interview the author, please contact Jacqueline Marcell in Irvine, CA:
949-975-1012 or j.marcell@...

#26 From: "offshorepress" <jacobs1@...>
Date: Wed Jun 14, 2006 5:46 pm
Subject: 6/14/06 Elder Care Digest
offshorepress
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Positive Lights, Inc.
Elder Care Digest
June 14, 2006

Note: Some of the links to stories in the digest may be removed by the
time you attempt to review the information. We have no way to control
how long any web site retains a story or news item.

ELDER CARE AND ELDER RAGE:

Jacqueline Marcell is baby boomer who discovered the problem of elder
care the hard way. Both of her parents developed Alzheimer's and she
had to stop her career to take care of them. From her experience, she
wrote "Elder Rage" -- which has become a best seller. She has
established a web site to promote her book, which is appropriately
called http://www.elderrage.com/  Hers is a story about coping with
parents who

Make unreasonable demands, wanting all of your time
Are experiencing memory loss or dementia / Alzheimer's
Are obsessed with ill health, but refuse to see the doctor
Have become depressed, manipulative, distrustful or hostile
Refuse any mention of caregiving or elder care help

PITFALLS IN SELECTING A RETIREMENT CARE FACILITY:

Here is a story about one person's problem with trying to find a
retirement residence for her mother. It is worth reviewing as an aide
to avoid the many pitfalls she encountered.
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2006/06/11/REGROJB7LA1.DTL

ELDER FRAUD IS A GROWING "INDUSTRY":

Elder law attorney Deb Speyer of Philadelphia says elder fraud is a
major industry in America. And Carole Moore at Bankrate.com describes
9 common scams on the elderly.
http://www.bankrate.com/brm/news/pf/20060403a1.asp


Vern Jacobs
Editor
Elder Care Digest

Copyright, 2006, Positive Lights, Inc.
All rights reserved
www.positivelights.org

#24 From: Vern Jacobs <jacobs1@...>
Date: Wed Jul 6, 2005 7:38 pm
Subject: Early signs of Alzheimer's
offshorepress
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Here is a moving story about one daughter's problems in caring for her
aging parents and whose father was periodically prone to extreme anger. The
first few visits to doctors revealed nothing.  But after a number of
checkups that were of no help, a geriatric specialist found that both
parents were suffering from early stages of Alzheimer's.  The author of the
article has written a book called "Take my father ... please", a story of
elder rage.  Information about the author and her book is available at
http://www.elderrage.com/

Positive Lights Elder Care News
www.positivelights.org

#23 From: Vern Jacobs <jacobs1@...>
Date: Wed Jul 6, 2005 7:12 pm
Subject: Corporate Elder Care
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The impact of Elder Care issues on corporate America will continue to grow as our elderly population increases:

•    Employees juggling job responsibilities with care giving are a reality in the workplace of today and the future. Workers are torn between the demands of their job and the ability to provide quality care to their relative.

•    One out of three American workers is also managing the care of an older relative.

•    Loss of productivity resulting from time off to care for an aging relative is estimated at $6100 per employee per year.

•    Caregiver stress accounts for a 27% increase in use of company health insurance benefits.

Seventeen percent ( 17% ) of caregivers quit their jobs to provide care for aging family members, and another 15% reduce their work hours to assist their loved ones.  This shocking loss of employee productivity is hitting South Florida businesses very hard as more Boomers have senior parents who require caregiving.

To stop this workforce hemorrhaging South Florida companies are looking for methods to provide assistance in caregiving to employees to keep them on the job and productive, while being sensitive to the needs of the employee.

A Good Daughter, ( www.agooddaughter.com ) based in Margate, Florida provides a service to help employees to take care of some of the many tasks required by family care givers.  It's a relatively new approach for elder care services to work for employers but we suspect it will catch on around the country as more employers look for ways to keep their employees on the job.

Positive Lights Elder Care News
July 76, 2005 



http://i-newswire.com/pr34700.html

#22 From: "positivelights" <gimlin@...>
Date: Mon Jun 13, 2005 3:19 am
Subject: Re: Retirement Havens
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--- In Positivelights@yahoogroups.com, Vern Jacobs <jacobs1@k...>
wrote:
> There does seem to be a perceived difference between care in smaller
communities and large cities.  Partly, it seems that in small towns
there is larger participation of local residents who have family
members at a facility, (and also perhaps that community/church/civic
participation is more a given?).  Another factor is that even if the
residents of a small town facility aren't blood relatives, volunteers
and employees have known the residents all their lives and may
regularly see or know the resident's family anyway.

Does this result in better care?  I don't know of any studies that
confirm that, but my personal experience is that there are a lot of
eyes on what goes on in a small town facility.  Bottom line is that
becoming involved and known while still independent may prove
beneficial when more care is needed and the resident is seen as part
of a small, committed community.

Gregg

#21 From: Vern Jacobs <jacobs1@...>
Date: Tue Jun 7, 2005 3:59 pm
Subject: Retirement Havens
offshorepress
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Positive Lights Elder Care News
Good News for the Elder Care Community
June 7, 2005

Alternative Retirement Havens

For those who are still moderately healthy, retirement communities and assisted living facilities provide varying levels of help, but are often more expensive than staying at home. An alternative to those who don't have family ties that prevent them from moving is to move to a lower cost community in the U.S. or even to a much lower cost retirement haven in another country. When nursing care is required, the cost is far less in smaller communities than in the large cities and in many cases, the quality of care is much better.  Some foreign countries that cater to U.S. retirees have developed services and facilities for those who need nursing care.  When the primary need is simply for a healthy person to provide assistance, the cost is far less in many other parts of the world.

Here are a selection of information resources about retirement havens in the U.S. and abroad.

Best Places to Retire in the US

Passport to Canada: The Complete Guide to Living and Retiring in Nova Scotia
, by Phillip Townsend.
 

Retirement in Panama Web Site

La Vida Cheapo (Retiring in Mexico)

Where to Retire Magazine

How to Live, Do Business or Retire in 6 of the World's Most Beautiful and Affordable Offshore Edens


U.S. Retirement Havens Web Site

Retirement Havens Web Site

Overseas Retirement Havens Web Site

Vern Jacobs
Editor
Positive Lights Elder Care News
www.positivelights.org

#20 From: Vern Jacobs <jacobs1@...>
Date: Tue May 31, 2005 10:10 pm
Subject: PL News - Best resource for new family caregivers
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When Mom or Dad reach the point where they need help to stay at home, where
can their children  turn for help?

While there are an abundance of resources for the family care-giver that
are listed on our web site at www.positivelights.org, another place to look
for help is the nearest Area Agency on Aging.  There is a national
association of these local agencies. Information about the varied services
provided by the AAA is on the Internet at
http://www.n4a.org/aboutaaas.cfm.  A directory that can lead you to the
nearest office can be located at
http://www.aoa.gov/eldfam/How_To_Find/Agencies/Agencies.asp#K

Vern Jacobs
www.positivelights.org

#19 From: Vern Jacobs <jacobs1@...>
Date: Mon May 23, 2005 3:26 pm
Subject: PLNews: The Eden Alternative for Elder Care
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Positive Lights News
May 23, 2005

Here is an interesting alternative to in-home care of an elderly or
disabled relative and an assisted living facility or nursing home. It's
called the "Eden Alternative" and is superbly described in an article by
Abbie Reese in the Rockford Register Star. The article was written on May
19th, 2005 and we are going to try to get permission to archive the article
so that it won't be lost if the newspaper has a policy about how long they
keep articles on their web site.

The Eden Alternative is an approach to elder care that involves small
numbers of residents, with professional caregivers and with volunteer help
from the relatives of the residents. More extensive information about the
concept is available at http://www.edenalt.com/welcome.htm

The concept is based on ten principles of elder care. They are described at
http://www.edenalt.com/10.htm.

Vern Jacobs
http://www.PositiveLights.org

#18 From: Vern Jacobs <jacobs1@...>
Date: Tue May 17, 2005 3:14 am
Subject: A Simple Solution for Retirement Funding
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Good news or bad news?

An article by an annuity salesman in a professional publication referred to the "Perfect Storm" which seniors are facing. A combination of financial pressures on Social Security, failing corporate pension plans, lower benefits for larger numbers of workers, lower interest rates on conservative savings plans, falling stock prices, rising inflation and longer life expectancies due to medical innovations are predicted to lead to severe financial shortfalls for those expecting to retire. Similar consequences are discussed in an article in Business Week (Jan. 31, 2005) which states that similar problems exist in most major counties of the world.

The author of the article about the perfect storm seems to believe the best solution to his dire prediction is to buy an annuity from him. I've been watching the professional literature of insurance agents and financial planners (no; I don't sell any insurance or securities) and the insurance companies are competing aggressively for agents by offering enticingly higher and higher commissions.  I used to be a financial executive for an insurance company and I know that when the company offers higher commissions, it's the customer who pays those commissions.  So I have to take issue with the insurance salesman even though I found his analogy to the movie, The Perfect Storm, to be interesting.

But the Business Week article did suggest some shelter from the storm.

Basically, the solution to all of these dire predictions is for more seniors to work a few more years and to then continue to work part time as long as their health permits. When the U.S. Social Security system was started in 1935, the average life expectancy was about age 65.5. Thus, the average retiree could expect to live a full year and a half after he quit working. In addition, there were more than 40 working people contributing a small amount to the system so that a few people could have a modest retirement income -- but not one that was comparable to what they had been earning.

But medical innovations and prosperity changed the statistics and the expectations of (almost) everyone in the U.S.  We were living longer and retiring earlier. Year after year, the U.S. Congress increased the benefits available to the beneficiaries of the system -- with absolutely no regard to whether the taxes being collected for future benefits were even remotely connected with the benefits being paid or promised. Corporations were under intense pressure from unions to increase retirement benefits. Since most of the corporation's competitors were subject to the same pressures, most of the large corporations capitulated and agreed to provide more and more generous benefits. But as these corporations become subject to price competition from foreign companies that were not obligated to pay the same wages and benefits, it became more and more difficult for the U.S. companies to set aside the money necessary to fund their promised future benefits.

During the last 25 years of the 20th century, many Social Security beneficiaries were able to live comfortably on their SS benefits without any other sources of income. Those who had some corporate retirement benefits and personal savings were able to enjoy a lifestyle that was actually better than during most of their working years. They could afford to travel -- which is one of the most expensive luxuries we can enjoy.  Many retired couples who had enjoyed a modest lifestyle during their working years were able to invest in vacation condos or a home at the lake.

Those of us who were still working saw how well many of our retired parents were doing and assumed we would somehow do even better. But instead of forty or more people paying a small amount to support one person who was retired, by the end of the 20th century, there were two or three retired people for every working person. Social security taxes had reached the point where they consumed more of our earnings than income taxes. Corporations had been making generous promises of incredible retirement benefits for their workers and were beginning to discover that they could not continue to fund these promised benefits in the face of a growing trend toward global competition.

The real problem is not that we can't afford more and better retirement benefits than in the early part of the 20th century. It's that our expectations have grown far, far beyond what is reasonable. It just isn't reasonable or possible (on a long term basis) for two or three workers to pay enough taxes to support a person who is totally retired.

What are the alternatives?

An obvious choice is that the benefits that have been promised by politicians and corporate employers can be cut.  But political pressure is being exerted by those who are unable or unwilling to accept the harsh fact that politicians lie and corporate employers are often unable to resist the demands of their employees when they aren't faced with imminent competition from companies that do not offer lush benefits to their employees. As a practical matter, benefit cuts won't happen until it is a case or all or nothing. That is precisely what is now happening with a number of large corporate pension plans.

A second choice is to pay more taxes for Social Security and to contribute more of our earnings for retirement savings.  But this is a choice that is limited to the more affluent members of our society. Most likely, the government will increases taxes on earnings but it won't be enough to overcome the excessive past increases in promised benefits.

The third alternative is for more people to work a few more years on a full time basis and to continue to have some sort of part time income as long as they are able to work. To a large extent this is already happening in the U.S. Finding work is a problem for some retired workers who have limited skills or skills that are not in great demand in our fast changing economy. But there are an abundance of continuing education institutions available and many other kinds of skill training. The Internet has made it possible for a lot of people to work part time from their home.  The amount of retirement income is not nearly as important as just continuing to generate some income to supplement the retirement benefits. When we are working, we don't have nearly as much time to spend money as when we are totally retired and bored to tears.

One of the advantages of working after we are getting Social Security and other retirement benefits is that we can afford to quit a job that doesn't offer some degree of personal satisfaction. We can try out different kinds of work until we find something that engages us for the time that we are there.  We can focus on doing something to help others (for pay) rather than just working to pay the bills.

The only thing standing in our way is the heavy burden of unsatisfied expectations. We can be bitter and mad about promises that have been broken due to the excessive enthusiasm of years past or we can enjoy the opportunity to be productive in ways that are personally fulfilling and helpful to others.

The best shelter from the "Perfect Storm" of retirement is to ignore the doom sayers and enjoy the opportunity to be a productive person for as long as your heath permits you to contribute.

At least, that's my humble opinion.

Vern Jacobs
Treasurer
Positive Lights, Inc.

#17 From: Vern Jacobs <jacobs1@...>
Date: Thu May 12, 2005 6:40 pm
Subject: May, 2005 is Older American Month
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Older Americans Month, 2005

For Immediate Release
Office of the Press Secretary
May 3, 2005

A Proclamation by the President of the United States of America

Older Americans teach us the timeless lessons of courage, sacrifice, and love. By sharing their wisdom and experience, they serve as role models for future generations. During Older Americans Month, we pay tribute to our senior citizens and their contributions to our Nation.

Our seniors deserve our greatest respect. Their example shows us how to persevere in the face of hardship, care for others in need, and take pride in our communities. Their patriotism, service, and leadership inspire Americans and shape the character and future of our country.

Millions of Americans are now living longer, more productive lives, and many are choosing to stay active in the work-force. Senior citizens are also giving their time and talents by volunteering in many ways -- from mentoring youth and participating in environmental stewardship projects to serving the homeless and assisting in emergency preparedness. More than 500,000 senior citizens volunteer through Senior Corps, a network of programs that enables older Americans to meet the needs and challenges of their communities. Through the USA Freedom Corps and Senior Corps, older Americans are dedicating their time and energy to strengthening our Nation and serving a cause greater than themselves.

This year marks the 40th anniversary of the Older Americans Act of 1965, which was created to improve the welfare of our seniors. By treating older Americans with the dignity and respect they deserve, we honor their legacy and contributions to our Nation. Their guidance and love enrich our country and make America a better place for all.

NOW, THEREFORE, I, GEORGE W. BUSH, President of the United States of America, by virtue of the authority vested in me by the Constitution and laws of the United States, do hereby proclaim May 2005 as Older Americans Month. I commend our senior citizens for their many contributions to our society. I also commend the network of Federal, State, local, and tribal organizations, service and health care providers, caregivers, and dedicated volunteers who work on behalf of our senior citizens. I encourage all Americans to honor their elders, to care for those in need, and to publicly reaffirm our Nation's commitment to older Americans this month and throughout the year.

IN WITNESS WHEREOF, I have hereunto set my hand this third day of May, in the year of our Lord two thousand five, and of the Independence of the United States of America the two hundred and twenty ninth.

GEORGE W. BUSH
------------------------------------

Positive Lights Elder Care News
http://www.positivelights.org

#16 From: Vern Jacobs <jacobs1@...>
Date: Thu May 12, 2005 6:39 pm
Subject: P.L. Elder Care News 5/12/05
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Dog Brings Happiness to Patients, Staff

By Rick Cousins, Correspondent

May 3, 2005

GALVESTON ­ The deep, dark eyes that gaze out at you from the official UTMB photo badge are so warm and compelling that you want to hug its owner ­ who, the tag helpfully informs you, is Tilly from geriatrics.

And people do just that all day long.

And a hug is more than OK, since Tilly is the official house dog of the University of Texas Medical Branch’s ACE unit.

The Acute Elder Care ward is on the top floor of John Sealy Hospital. This is where Tilly reports for her eight-hour shift each weekday.

Signs caution visitors not to leave doors open since Tilly is on her rounds greeting staff, patients and their families.

Click here for the rest of the story.

Positive Lights Elder Care News
http://www.positivelights.org




#6 From: Positivelights@yahoogroups.com
Date: Thu Nov 11, 2004 10:54 pm
Subject: New poll for Positivelights
Positivelights@yahoogroups.com
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Enter your vote today!  A new poll has been created for the
Positivelights group:

What is your role in Elder Care?

Please check all categories that apply.

   o Family caregiver
   o Professional caregiver
   o Volunteer caregiver
   o Facility administrator
   o Government  Program Admin
   o Non Profit or Public Charity
   o Elder Care Lawyer
   o Insurance or Investments
   o Tax and accounting services
   o Media


To vote, please visit the following web page:
http://groups.yahoo.com/group/Positivelights/surveys?id=11919093

Note: Please do not reply to this message. Poll votes are
not collected via email. To vote, you must go to the Yahoo! Groups
web site listed above.

Thanks!

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