October 20, 2006
Copyright, Positive Lights, Inc.
www.positivelights.org
Nursing Home Volunteers
Volunteering at a nursing home can be a truly enriching experience.
Positive Lights volunteers participated in nursing home visits in a
variety of ways: they organized an "ice cream social", assisted in
taking residents to a chili cook-off, and visited one-on-one with
lonely residents. Groups of ten to almost thirty volunteers,
including small children through senior citizens, regularly visited
nursing homes and led exercise activities and sing-alongs. We found
that residents were skeptical at first, but after months of regular
bi-weekly visits, almost every resident who was able actively
participated.
Some of the most moving experiences were when residents who seldom
responded to anyone started talking and even catching a foam ball.
Both the staff and the volunteers shed tears of joy when unresponsive
residents would actually look at what was going on around them and
smile with pleasure. As much as we would like to think we gave to the
residents, we got far, far more in return. (Gregg Gimlin, President,
Positive Lights, inc.)
Resistance to Self Funded Health Care
The solution to the escalating cost of health care in the U.S. is not
one that most seniors want to contemplate.
Logically, any benefit that an insurance company will pay for has to
be covered by the premiums that are paid. Otherwise the insurance
company will go broke and they know that better than their customers.
If the insurance company is to pay for routine expenses, they will
include that in the premiums and will mark up the cost to include
their overhead, administration and marketing expenses. The most
sensible kind of medical insurance is major medical. This is coverage
that has large deductibles and co-insurance but provides greater
protection for unusual and catastrophic injuries or illnesses. Minor
and repetitive expenses are paid by the insured.
Obviously, if an employer or the government is going to pay for the
insurance, then the employees and Medicare beneficiaries will want the
maximum amount of coverage. But that encourages people to approve
procedures or testing that they probably would not choose if they had
to pay for it themselves. Due to the threat of lawsuits and the lack
of resistance from patients, doctors are encouraged to employ test
procedures of marginal value to the patient.
When someone else is paying the bill, everyone will insist on having
the most expensive form of medical care rather than making tough
choices. The result is that prices escalate because there is hardly
any genuine restraint on the cost of health care. After many decades
of excessive increases in health care costs, the government is
pressuring insurance companies and insurers are pressuring employers
(or Medicare recipients) to share more of the cost of the insurance.
There is every indication this trend will continue and that employees
and Medicare recipients will be forced to shoulder an increasing part
of the cost of health care for themselves.
Some information about major medical insurance is available at
http://www.healthinsuranceindepth.com/basics-how-it-works.html
http://www.ahipresearch.com/pdfs/Individual_Insurance_Survey_Report8-26-2005.pdf
Proposed Developments in Elder-Care Technology
Video cameras monitoring an elderly person's movement patterns in a
room would go far in eliminating the need for costly and inconvenient
human intervention. Since the computer capturing the video signals is
able to detect anomalies in movement (such as a fall), an alarm would
sound upon detection of such, and appropriate help is called for.
(Wisdom Uncommon)
Elder Care Speaker/Author Now Blogging on Health Site
Columnist/author/speaker Carol Bradley Bursack, author of "Minding Our
Elders: Caregivers Share Their Personal Stories," is now blogging on
OurAlzheimers.com, part of the Health Central Network. Bursack is a
regular on national radio writes articles on elder care.
Providing Assisted Living Care for Low Income Seniors
Assisted living centers are practical options for many seniors, but
what about seniors who have very low incomes? In Southern Illinois,
of the 45,984 people in a four-county area, 18 percent were seniors,
and 77 percent of the senior population had an income below $15,000 a
year. Read about the opportunities provided to low-income seniors in
Southern Illinois and how similar programs might be available elsewhere.
SOURCE: The Southern Illinoisan » Home Health Series Part 3 - Assisted
Living: Independent, affordable, apartment style living for seniors is
a reality
Check for Changes in Nursing Home Ownership or Management
One problem in selecting a nursing home is that no matter how good it
is today, a change in ownership or even a change in the home's
Director could mean that the care will be significantly different
within a short time. Being able to get current data on North Carolina
nursing homes is the subject of this article. For your State, you
might check out your Department of Aging or its equivalent.
The article notes that for North Carolina, the records will indicate
whether nursing homes have been fined or cited for serious violations
that endangered residents. Those records are already available at
www.medicare.gov, but that's a national listing, making it a little
more difficult for users to navigate to a particular home in North
Carolina.
Helping Seniors
The Network for Enriched Seniors in Training will help provide trained
volunteers to staff Citizens Helping Individual Retired People, the
commission's senior care program that was established in 2005
following the start-up of 24-hour telephone service. The citizens
group is organized around seven volunteer teams providing services
such as Meals on Wheels in time of need; assistance with household
tasks; providing sitting services to senior caregivers; regular phone
calls and house visits; offering group counseling to grieving seniors;
visiting seniors at home or in hospitals; and arranging for
transportation to doctors.
Source: Miami Herald, July 23, 2006