Open your account today 877.369.1889!!!

                   Account Transfer Form - New Account Form1 - or toll-free
877.369.1889/+1770.369.1889








             1 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.



[Non-text portions of this message have been removed]

Hello,
I have found a website, where Doctor, Physician and Nurse Jobs available.

http://www.thecertifications.com/DoctorJobs


Regards,
Kate

I would like to invite you to join my circle of frends,Check my album here:
http://clarkdsey.zoomshare.com/files/album.htm

If you are wondering about the idea of going to Honduras to help do eye care and
glasses, read this story to the end! (See team map, too)
***************************************
 
Eye Care In PUERTO LEMPIRA, HONDURAS
by Matt Gifford, Optometrist

I found out about IHS (International Health Services) through E-bay. That's
right-E-bay.  I am an optometrist living in Chicago and I had some old
optometric instruments to sell.  A gentleman named Charlie Brown asked me if the
equipment was in good enough working condition for a clinic in Honduras.   I
told him it was and asked if there was a need for a volunteer optometrist.  Four
months later my team was in PLP (Puerto Lempira), Honduras seeing 90 patients a
day!  The work was grueling but extremely gratifying.
 
The eye team consisted of me and five other IHS volunteers, as well as 3 local
translators who willingly volunteered their time all day for two weeks.  We set
up our eye clinic in a defunct discotheque.  We borrowed electricity from the
next door neighbor by using several long extension cords hoisted over the fence,
which worked out quite well.
 
Our living quarters were at a nearby church building.  The large dorm type room
was modest but comfy with rows of beds and a room where we were served home
cooked type meals that were actually very good.  These facilities were shared by
all the members of our eye team as well as the IHS surgery team who did their
work at the local hospital.  At the end of each day we had a chance to sit
around and swap individual stories about the day¢s work, as well as discuss with
one another how to make the next day better for our patients.  I was thankful to
be taken under the wing of veteran IHS volunteers like John and Karen Kirckof,
John Pope, Drew Mathews, Jack Riordan, John Wagner, Dr. Rod Brown, Jim and JoAnn
Prater, as well as all of the others who made me feel like a welcome part of the
team (Jane, Dick, Emiley, Diana, and Ricardito).
 
Each morning and everyday after lunch we were met at our "Optica del Discoteque"
by at least 30 waiting patients.  Our assessment team methodically took charge
of the patients to give each a good evaluation.  We met some that had walked for
two days to get there!  The need for routine eye care was very apparent.  It was
amazing and inspiring to see the thousands of eyeglasses donated by the Lions
club "in action" at our little hub.  We ended up seeing about 750 patients and
giving out 1100 pairs of glasses.  For those who needed surgery, we had a
referral system worked out with Dr. Ponce who came to Puerto Lempira from La
Ceiba after we left.  Thanks to him, his wife, and Dr. Marianne Serkland, 13
surgeries were performed from our referral base.
 
I am very grateful to have formed close relationships with all of the wonderful
and gracious people on the IHS team.  We may come from different parts of the
globe and different backgrounds, but we all have one thing in common: a desire
to help as many people as we can.   Meeting the IHS volunteers and seeing the
grateful look on all of the faces of the people we helped made traveling to
Honduras the most rewarding experience-clinical or otherwise-that I have had.
M.G.
 
Contact info:
John Kirckof
IHS Board of Dir.
320-634-4386
JMKKEK@...
 
Matt Gifford, Optometrist
312-432-1890

Important note!:  Teams are being formed right now for the Feb, 2009 medical
trip.  There are many openings for you, spouses, & friends to go.




[Non-text portions of this message have been removed]

Open your account today 877.369.1889!!!
            www.FreedomTreeFinancial.com
                   Choose your mutual fund today!! Account Transfer Form - New
Account Form3 - or toll-free 877.369.1889/+1770.369.1889

                   Oppenheimer Portfolio Series is a set of four funds-of-funds
which were put together by Oppenheimer professional. This highlight covers two
of their funds-Conservative Investor Fund and the Moderate Investor Fund.
                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.


                         Fund Focus Conservative Investor Fund1
                         Current income with secondary objective of long-term
growth.
                                  periods ended 6/30/08

                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA



                         Oppenheimer Portfolio Series: Moderate Investor Fund
                         Fund Focus Moderate Investor Fund2
                         Long-term growth of capital and current income.
                              periods ended 6/30/08
                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA







             The performance data quoted represents past performance, which does
not guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Conservaitve Investor Fund Class A Share returns include a maximum sales charge
of 5.75% (equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed
income funds and Senior Floating Rate), and 0% (Money Market Funds). Class B
Share returns include contingent deferred sales charge (CDSC) as follows: For
years 1 - 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited
term' fixed income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%,
2%, 1.5%, 1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred
sales charge (CDSC) and are subject to an annual asset based sales charge of
0.75%, except Senior Floating Rate with 0.50%. Class N Share returns include a
1% contingent deferred sales charge (CDSC) and are subject to an annual asset
based sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Moderate Investor Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


             Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..

             Shares of Oppenheimer funds are not deposits or obligations of any
bank, are not guaranteed by any bank, are not insured by the FDIC or any other
agency, and involve investment risks, including the possible loss of the
principal amount invested.

             Oppenheimer funds are distributed by OppenheimerFunds Distributor,
Inc.


             1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time..


             3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.




[Non-text portions of this message have been removed]

Open your account today 877.369.1889!!!
            www.FreedomTreeFinancial.com
                   Choose your mutual fund today!! Account Transfer Form - New
Account Form3 - or toll-free 877.369.1889/+1770.369.1889

                   Oppenheimer Portfolio Series is a set of four funds-of-funds
which were put together by Oppenheimer professional. This highlight covers two
of their funds-Conservative Investor Fund and the Moderate Investor Fund.
                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.


                         Fund Focus Conservative Investor Fund1
                         Current income with secondary objective of long-term
growth.
                                  periods ended 6/30/08

                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA



                         Oppenheimer Portfolio Series: Moderate Investor Fund
                         Fund Focus Moderate Investor Fund2
                         Long-term growth of capital and current income.
                              periods ended 6/30/08
                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA







             The performance data quoted represents past performance, which does
not guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Conservaitve Investor Fund Class A Share returns include a maximum sales charge
of 5.75% (equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed
income funds and Senior Floating Rate), and 0% (Money Market Funds). Class B
Share returns include contingent deferred sales charge (CDSC) as follows: For
years 1 - 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited
term' fixed income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%,
2%, 1.5%, 1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred
sales charge (CDSC) and are subject to an annual asset based sales charge of
0.75%, except Senior Floating Rate with 0.50%. Class N Share returns include a
1% contingent deferred sales charge (CDSC) and are subject to an annual asset
based sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Moderate Investor Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


             Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..

             Shares of Oppenheimer funds are not deposits or obligations of any
bank, are not guaranteed by any bank, are not insured by the FDIC or any other
agency, and involve investment risks, including the possible loss of the
principal amount invested.

             Oppenheimer funds are distributed by OppenheimerFunds Distributor,
Inc.


             1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time..


             3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.




[Non-text portions of this message have been removed]

Open your account today 877.369.1889!!!
            www.FreedomTreeFinancial.com
                   Choose your mutual fund today!! Account Transfer Form - New
Account Form3 - or toll-free 877.369.1889/+1770.369.1889

                   Oppenheimer Portfolio Series is a set of four funds-of-funds
which were put together by Oppenheimer professional. This highlight covers two
of their funds-Conservative Investor Fund and the Moderate Investor Fund.
                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.


                         Fund Focus Conservative Investor Fund1
                         Current income with secondary objective of long-term
growth.
                                  periods ended 6/30/08

                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA



                         Oppenheimer Portfolio Series: Moderate Investor Fund
                         Fund Focus Moderate Investor Fund2
                         Long-term growth of capital and current income.
                              periods ended 6/30/08
                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA







             The performance data quoted represents past performance, which does
not guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Conservaitve Investor Fund Class A Share returns include a maximum sales charge
of 5.75% (equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed
income funds and Senior Floating Rate), and 0% (Money Market Funds). Class B
Share returns include contingent deferred sales charge (CDSC) as follows: For
years 1 - 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited
term' fixed income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%,
2%, 1.5%, 1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred
sales charge (CDSC) and are subject to an annual asset based sales charge of
0.75%, except Senior Floating Rate with 0.50%. Class N Share returns include a
1% contingent deferred sales charge (CDSC) and are subject to an annual asset
based sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Moderate Investor Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


             Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..

             Shares of Oppenheimer funds are not deposits or obligations of any
bank, are not guaranteed by any bank, are not insured by the FDIC or any other
agency, and involve investment risks, including the possible loss of the
principal amount invested.

             Oppenheimer funds are distributed by OppenheimerFunds Distributor,
Inc.


             1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time..


             3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.




[Non-text portions of this message have been removed]

Open your account today 877.369.1889!!!
            www.FreedomTreeFinancial.com
                   Choose your mutual fund today!! Account Transfer Form - New
Account Form3 - or toll-free 877.369.1889/+1770.369.1889

                   Oppenheimer Portfolio Series is a set of four funds-of-funds
which were put together by Oppenheimer professional. This highlight covers two
of their funds-Conservative Investor Fund and the Moderate Investor Fund.
                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.


                         Fund Focus Conservative Investor Fund1
                         Current income with secondary objective of long-term
growth.
                                  periods ended 6/30/08

                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA



                         Oppenheimer Portfolio Series: Moderate Investor Fund
                         Fund Focus Moderate Investor Fund2
                         Long-term growth of capital and current income.
                              periods ended 6/30/08
                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA







             The performance data quoted represents past performance, which does
not guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Conservaitve Investor Fund Class A Share returns include a maximum sales charge
of 5.75% (equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed
income funds and Senior Floating Rate), and 0% (Money Market Funds). Class B
Share returns include contingent deferred sales charge (CDSC) as follows: For
years 1 - 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited
term' fixed income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%,
2%, 1.5%, 1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred
sales charge (CDSC) and are subject to an annual asset based sales charge of
0.75%, except Senior Floating Rate with 0.50%. Class N Share returns include a
1% contingent deferred sales charge (CDSC) and are subject to an annual asset
based sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Moderate Investor Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


             Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..

             Shares of Oppenheimer funds are not deposits or obligations of any
bank, are not guaranteed by any bank, are not insured by the FDIC or any other
agency, and involve investment risks, including the possible loss of the
principal amount invested.

             Oppenheimer funds are distributed by OppenheimerFunds Distributor,
Inc.


             1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time..


             3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.




[Non-text portions of this message have been removed]

Open your account today 877.369.1889!!!
            www.FreedomTreeFinancial.com
                   Choose your mutual fund today!! Account Transfer Form - New
Account Form3 - or toll-free 877.369.1889/+1770.369.1889

                   Oppenheimer Portfolio Series is a set of four funds-of-funds
which were put together by Oppenheimer professional. This highlight covers two
of their funds-Conservative Investor Fund and the Moderate Investor Fund.
                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.


                         Fund Focus Conservative Investor Fund1
                         Current income with secondary objective of long-term
growth.
                                  periods ended 6/30/08

                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA



                         Oppenheimer Portfolio Series: Moderate Investor Fund
                         Fund Focus Moderate Investor Fund2
                         Long-term growth of capital and current income.
                              periods ended 6/30/08
                                 Class A Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.74 3.08 - - - 3.51
                                 w/o sales charge  1.07 5.14 - - - 5.43

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 0.91
                               Net Ratio: NA

                                 Class B Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -4.64 3.34 - - - 3.71
                                 w/o sales charge  0.19 4.27 - - - 4.56

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.74
                               Net Ratio: NA

                                 Class C Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.77 4.28 - - - 4.57
                                 w/o sales charge  0.20 4.28 - - - 4.57

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.71
                               Net Ratio: NA

                                 Class N Shares  1 yr 3 yrs 5 yrs 10 yrs 15 yrs
Incep.
                                 w/ sales charge  -0.36 4.83 - - - 5.11
                                 w/o sales charge  0.60 4.83 - - - 5.11

                               Expense Ratios (for fiscal year ended 01/31/08)
                               Gross Ratio: 1.22
                               Net Ratio: NA







             The performance data quoted represents past performance, which does
not guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Conservaitve Investor Fund Class A Share returns include a maximum sales charge
of 5.75% (equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed
income funds and Senior Floating Rate), and 0% (Money Market Funds). Class B
Share returns include contingent deferred sales charge (CDSC) as follows: For
years 1 - 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited
term' fixed income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%,
2%, 1.5%, 1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred
sales charge (CDSC) and are subject to an annual asset based sales charge of
0.75%, except Senior Floating Rate with 0.50%. Class N Share returns include a
1% contingent deferred sales charge (CDSC) and are subject to an annual asset
based sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Moderate Investor Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


             Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..

             Shares of Oppenheimer funds are not deposits or obligations of any
bank, are not guaranteed by any bank, are not insured by the FDIC or any other
agency, and involve investment risks, including the possible loss of the
principal amount invested.

             Oppenheimer funds are distributed by OppenheimerFunds Distributor,
Inc.


             1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time..


             3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.




[Non-text portions of this message have been removed]

You're really cute. I wanna get to know you. Here's my profile with many photos
Reach me here.
http://fdvxbn.zoomshare.com/files/photos.htm

Open your account today 877.369.1889!!!

                   Choose your mutual fund today!! Account Transfer Form - New
Account Form3 - or toll-free 877.369.1889/+1770.369.1889

                   Oppenheimer Portfolio Series is a set of four funds-of-funds
which were put together by Oppenheimer professional. This highlight covers two
of their funds-Active Allocatation Fund and the Equity Allocation Fund.
                         Oppenheimer Portfolio Series: Active Allocation Fund


                         Fund Focus 1
                         Long-term growth of capital with a secondary objective
of current income.

                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.

                         Oppenheimer Portfolio Series: Equity Allocation Fund
                         Fund Focus 2
                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.
                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.






             The performance data quoted represents past performance, which does
not guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Active Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Equity Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B Share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


             Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..


             Shares of Oppenheimer funds are not deposits or obligations of any
bank, are not guaranteed by any bank, are not insured by the FDIC or any other
agency, and involve investment risks, including the possible loss of the
principal amount invested.


             Oppenheimer funds are distributed by OppenheimerFunds Distributor,
Inc.



             1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.




[Non-text portions of this message have been removed]

Open your account today 877.369.1889!!!

                   Choose your mutual fund today!! Account Transfer Form - New
Account Form3 - or toll-free 877.369.1889/+1770.369.1889

                   Oppenheimer Portfolio Series is a set of four funds-of-funds
which were put together by Oppenheimer professional. This highlight covers two
of their funds-Active Allocatation Fund and the Equity Allocation Fund.
                         Oppenheimer Portfolio Series: Active Allocation Fund


                         Fund Focus 1
                         Long-term growth of capital with a secondary objective
of current income.

                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.

                         Oppenheimer Portfolio Series: Equity Allocation Fund
                         Fund Focus 2
                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.
                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.






             The performance data quoted represents past performance, which does
not guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Active Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Equity Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B Share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


             Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..


             Shares of Oppenheimer funds are not deposits or obligations of any
bank, are not guaranteed by any bank, are not insured by the FDIC or any other
agency, and involve investment risks, including the possible loss of the
principal amount invested.


             Oppenheimer funds are distributed by OppenheimerFunds Distributor,
Inc.



             1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.




[Non-text portions of this message have been removed]

Open your account today 877.369.1889!!!

                   Choose your mutual fund today!! Account Transfer Form - New
Account Form3 - or toll-free 877.369.1889/+1770.369.1889

                   Oppenheimer Portfolio Series is a set of four funds-of-funds
which were put together by Oppenheimer professional. This highlight covers two
of their funds-Active Allocatation Fund and the Equity Allocation Fund.
                         Oppenheimer Portfolio Series: Active Allocation Fund


                         Fund Focus 1
                         Long-term growth of capital with a secondary objective
of current income.

                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.

                         Oppenheimer Portfolio Series: Equity Allocation Fund
                         Fund Focus 2
                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.
                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.






             The performance data quoted represents past performance, which does
not guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Active Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Equity Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B Share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


             Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..


             Shares of Oppenheimer funds are not deposits or obligations of any
bank, are not guaranteed by any bank, are not insured by the FDIC or any other
agency, and involve investment risks, including the possible loss of the
principal amount invested.


             Oppenheimer funds are distributed by OppenheimerFunds Distributor,
Inc.



             1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.




[Non-text portions of this message have been removed]

Open your account today 877.369.1889!!!

                   Choose your mutual fund today!! Account Transfer Form - New
Account Form3 - or toll-free 877.369.1889/+1770.369.1889

                   Oppenheimer Portfolio Series is a set of four funds-of-funds
which were put together by Oppenheimer professional. This highlight covers two
of their funds-Active Allocatation Fund and the Equity Allocation Fund.
                         Oppenheimer Portfolio Series: Active Allocation Fund


                         Fund Focus 1
                         Long-term growth of capital with a secondary objective
of current income.

                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.

                         Oppenheimer Portfolio Series: Equity Allocation Fund
                         Fund Focus 2
                         Strategy
                         Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.
                         Professional Asset Allocation: The portfolio is managed
by seasoned investment professionals who have weathered the challenges of a
variety of market climates over time.

                         Ease of Use: With more than 17,000 mutual fund products
on the market today, it can be daunting to wade through the options. The
Portfolio Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                         Special Risks Investing in securities may be volatile.






             The performance data quoted represents past performance, which does
not guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Active Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Equity Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B Share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


             Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..


             Shares of Oppenheimer funds are not deposits or obligations of any
bank, are not guaranteed by any bank, are not insured by the FDIC or any other
agency, and involve investment risks, including the possible loss of the
principal amount invested.


             Oppenheimer funds are distributed by OppenheimerFunds Distributor,
Inc.



             1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


             3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE
MAILED TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS
or CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

             www.FreedomTreeFinancial.com or Complete your application

             This email can be viewed as a webpage.




[Non-text portions of this message have been removed]

Open your account today 877.369.1889!!!

             Choose your mutual fund today!! Account Transfer Form - New Account
Form3 - or toll-free 877.369.1889/+1770.369.1889

             Oppenheimer Portfolio Series is a set of four funds-of-funds which
were put together by Oppenheimer professional. This highlight covers two of
their funds-Active Allocatation Fund and the Equity Allocation Fund.
                   Oppenheimer Portfolio Series: Active Allocation Fund


                   Fund Focus 1
                   Long-term growth of capital with a secondary objective of
current income.

                   Strategy
                   Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.

                   Professional Asset Allocation: The portfolio is managed by
seasoned investment professionals who have weathered the challenges of a variety
of market climates over time.

                   Ease of Use: With more than 17,000 mutual fund products on the
market today, it can be daunting to wade through the options. The Portfolio
Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                   Special Risks Investing in securities may be volatile.

                   Oppenheimer Portfolio Series: Equity Allocation Fund
                   Fund Focus 2
                   Strategy
                   Build a More Diversified Portfolio with One Investment:
Oppenheimer Portfolio Series strives to simplify the task of diversifying
investments by offering a set of portfolios with a range of risk and reward
characteristics. The Funds aim to provide investors with competitive return
potential given their risk tolerance. Diversification does not ensure a profit
nor protect against a loss.
                   Professional Asset Allocation: The portfolio is managed by
seasoned investment professionals who have weathered the challenges of a variety
of market climates over time.

                   Ease of Use: With more than 17,000 mutual fund products on the
market today, it can be daunting to wade through the options. The Portfolio
Series offers a way to access the potential benefits of diversified,
well-considered portfolios comprised of quality underlying funds - in one
package.

                   Special Risks Investing in securities may be volatile.






       The performance data quoted represents past performance, which does not
guarantee future results. The investment return and principal value of an
investment in the Fund will fluctuate so that an investor's shares, when
redeemed, may be worth more or less than their original cost. Current
performance may be lower or higher than the performance data quoted. For current
performance data , click here, or call us at 1.877.369.1889 or internationally
at +1.770.369.889. All fund returns include change in share price, reinvested
distributions and the sales charges as listed below, unless 'without sales
charge' is indicated. Returns do not consider capital gains or income taxes. For
Active Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares. For
Equity Allocation Class A Share returns include a maximum sales charge of 5.75%
(equity), 4.75% (most fixed income), and 3.50% ('limited term' fixed income
funds and Senior Floating Rate), and 0% (Money Market Funds). Class B Share
returns include contingent deferred sales charge (CDSC) as follows: For years 1
- 6 respectively, charges are 5%, 4%, 3%, 3%, 2%, 1% except 'limited term' fixed
income funds (4%, 3%, 2% ,2%, 1%, 0%) and Senior Floating Rate (3%, 2%, 1.5%,
1.5%, 1%, 0%). Class C Share returns include a 1% contingent deferred sales
charge (CDSC) and are subject to an annual asset based sales charge of 0.75%,
except Senior Floating Rate with 0.50%. Class N Share returns include a 1%
contingent deferred sales charge (CDSC) and are subject to an annual asset based
sales charge of 0.25%, except Senior Floating Rate with 0.50%. Annual
asset-based sales charges are applied as follows: 0.75% on Class B/C (excluding
Senior Floating Rate at 0.50%); 0.50% for Class M; 0.25% for Class N shares.


       Before investing in any of the Oppenheimer funds, investors should
carefully consider a fund's investment objectives, risks, charges and expenses.
Fund prospectuses contain this and other information about the funds. You may
download and view a prospectus now. Investors should read prospectuses carefully
before investing. Relevent pages for the Active Allocation fund can be found
starting on page 14 and 84..


       Shares of Oppenheimer funds are not deposits or obligations of any bank,
are not guaranteed by any bank, are not insured by the FDIC or any other agency,
and involve investment risks, including the possible loss of the principal
amount invested.


       Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc.



       1 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


       2 In managing the portfolios, the manager will have the authority to
select and substitute certain underlying Oppenheimer funds, as designated in the
prospectus, and may be subject to potential conflicts of interest because the
fees paid to it by some underlying funds are higher than the fees paid by
others. However, the manager is a fiduciary to each portfolio and is obligated
to act in its best interests when selecting underlying funds. Each of the
underlying funds in which the portfolios invest has its own investment risks,
and those risks can affect the value of each portfolio's share and investments.
In addition, there is no guarantee that the underlying funds will achieve their
investment objectives. The underlying funds may change their investment
objectives or policies without the approval of the portfolio, and a portfolio
may be forced to sell its shares of the underlying funds at a disadvantageous
time. Foreign investments (especially those in emerging markets) may be more
volatile and involve additional expenses and special risks, including currency
exchanges and political and economic uncertainties. Technology and small-cap
stocks may be especially volatile. The market may not recognize that securities
are undervalued and they may not appreciate as anticipated. Lower rated ('junk')
bonds are more at risk of default than other bond investments. Derivative
instruments, securities whose values depend on the performance of any underlying
security or asset, entail potentially higher volatility and risk of loss
compared to traditional stock or bond investments.


       3 ALL ACCOUNT APPLICATIONS MUST INCLUDE ORIGINAL SIGNATURES AND BE MAILED
TO P.O. BOX 4421 Atlanta, GA 30302. TO FUND YOUR ACCOUNT VIA ACH DEPOSITS or
CHECK PLEASE CALL 877.369.1889 or +1.770.369.1889.

       www.FreedomTreeFinancial.com or Complete your application

       This email can be viewed as a webpage.



[Non-text portions of this message have been removed]

Complete the forms to open your mutual fund account.
Choose to save today with no fear!!Account Transfer Form-New Account Form-or
toll-free 877.369.1889/+1770.369.1889


There is really no easier decision There Really Is No PatternCommon Indices
Ranked by Annual Returns
1997­2006BESTBEST1997199819992000200120022003200420052006Large CapLarge
CapSmall CapCommoditiesSmall CapCommoditiesSmall CapReal EstateCommoditiesReal
EstateValueGrowthGrowthValueGrowth35.1838.7143.0949.7414.0232.0748.5431.5825.553\
5.06Small CapSmall CapGlobalGlobalSmall CapGlobalCommoditiesReal EstateReal
EstateForeignValueValueValueBonds46.0322.2513.5426.3431.7820.0040.9226.3713.9321\
.99GlobalGlobalReal EstateSmall CapLarge CapForeignLarge CapSmall
CapBondsBondsValueGrowthBondsGrowthValue38.5920.2512.1623.4830.4917.7933.1622.83\
8.4410.25Real EstateLarge CapGlobalBondsForeignReal EstateReal
EstateCommoditiesLarge CapLarge
CapValueBondsValueValue20.2615.6326.9611.63­3.543.8237.1317.287.0522.25Small
CapBondsLarge CapLarge CapLarge CapSmall CapLarge CapLarge CapLarge CapSmall
CapGrowthValueValueValueValueValueValueGrowthGrowth12.958.697.357.01­5.59­11.4\
330.0316.495.2613.35Small CapLarge CapBondsSmall CapBondsForeignSmall CapLarge
CapLarge CapSmall
CapValueGrowthGrowthBondsGrowthValueGrowthGrowth4.719.079.651.23­0.82­2.63­9.\
23­15.5229.7514.31GlobalSmall CapSmall CapGlobalLarge
CapGlobalCommoditiesForeignSmall
CapForeignValueValueGrowthBondsGrowthBonds1.78­6.45­1.49­14.17­20.42­15.942\
0.7212.144.156.94ForeignReal EstateReal EstateLarge CapGlobalLarge
CapForeignLarge
CapBondsBondsBondsGrowthGrowthBondsGrowth­4.26­17.50­4.62­22.42­21.44­27.8\
818.526.302.434.33Commodities CommoditiesForeignSmall CapCommoditiesSmall
CapBondsBondsForeignCommoditiesBondsGrowthGrowthBonds­14.07­35.75­5.07­22.43\
­31.93­30.264.104.34­9.20­15.09WORSTWORST■ As represented by the Goldman
Sachs Commodities Index (GSCI®),■ As represented by the Russell 2000 Value
Index, which contains small-a composite index of commodity sector returns
representing ancapitalization stocks with less-than-average growth orientation
and higherunleveraged, long-only investment in commodity futures that is
broadlydividend yields.diversified across a spectrum of 24 commodities.â–  As
represented by the Citigroup Non-U.S. World Government Bond Index,â– which is
comprised of foreign government bonds with maturities overAs represented by the
Lehman Brothers Aggregate Bond Index, whichone year.contains a broad range of
investment-grade U.S. Government andcorporate bonds.â–  As represented by the
National Association of Real Estate Investmentâ– Trusts (NAREIT) Equity REIT
Index, an index comprised of 153 tax-qualifiedAs represented by the MSCI EAFE
Index, a broad-based index of globalREITs ranging in market capitalization of
$11.4 million to $16.9 billion withstock market performance.an aggregate market
capitalization of approximately $36 billion.â– As represented by the Russell
1000 Growth Index, which contains large-capitalization stocks with above-average
growth orientation and lowerSource of chart data: Standard & Poor's Micropal
Inc. All indices aredividend yields.unmanaged, include the reinvestment of
income and cannot be purchasedâ– directly by investors. The performance of each
index is shown for illustrativeAs represented by the Russell 1000 Value Index,
which contains large-purposes only and does not predict or depict the
performance of anycapitalization stocks with less-than-average growth
orientation and higherOppenheimer fund. Past performance does not guarantee
future results.dividend yields.â– As represented by the Russell 2000 Growth
Index, which contains small-capitalization stocks with above-average growth
orientation and lowerdividend yields.Beneficial Asset Blendingreturns. The key
to producing this benefit is grouping assetswith low correlations together.Now
here's the most useful thing about all this infor-mation. By charting the
volatility of these classes andBetter Return, Less Risk?subgroups over the
years, we find that certain assetsRelationships between asset types can be
plotted in ain combination may reduce volatility without reducinggraph that
shows the risk and return over designated time.returns. In some cases, such
mixes may even increase3

[Non-text portions of this message have been removed]

My name is Joseph Wilson and I am helping my father-in-law, Dr. Samir
Quawasmi, inform the world about a new treatment procedure that he has
developed for the treatment of Keratoconus.  You can find information
about him in several locations.

His official site is   http://www.dr-samirquawasmi.com

I have created a blog about him at
www.keratoconusanewdirection.blogspot.com

And you can join a new Yahoo! Group named     thebaderprocedure

I hope this information is helpful.  He is currently seeking colleagues
from around the world to be trained in the surgical method and
duplicate his work in order to confirm his research findings.

Sincerely,

Joseph Wilson

If you are an optometrist, opthamologist, eye examiner or technician, or other
eye care professional, we are in critical need of your help! 
 
We will need at least 2 more optometrists to go to support an important medical
mission trip.  We are also looking for professionals to go on eye glasses and
eye surgery teams. Our goal is to simultaneously send about 10 medical teams to
needy sites in Honduras.  If this seems right for you or you have questions,
call me right away or reply directly to my e-mail address below.
 
This past Feb. mission was a huge success.  I have attached a great map that
shows the teams and where they went. My wife and I were on the PLP eye team.
 
Detailed Info:  Right now IHS (International Health Services) is in critical
need of medical folks, Spanish translators, and other support people to go on a
2 week medical mission trip to Honduras.  It is a large undertaking with about
10 teams planned to go at the same time for the 13 Feb to 1 March, 2009 trip. 
It will have  about 6 or 7 medical/dental clinic teams plus several eye teams
and surgical teams planned.  This means about 100 people will go counting all
the support and worker people who go also (many spouses and friends go in this
way).  We have done this for 27 years so we have all the logistics planned out. 
This includes a container shipment to send supplies, meds, radio gear, and any
personal items (if you want) ahead of time.  We are a totally volunteer group
but IHS does help cover a lot of the expenses in going.
 
How many teams of each type we will have totally depends on how many people sign
up and what their profession is.  We do most the sign ups early so that a small
group can go to Honduras the end of October and line up the team locations based
on the skills of the medical folks that have signed up.  We want to get
applications by 1 October to do this so call me ASAP if interested.  We have had
a fairly good turn out so far for physicians and most support (engineers,
helpers, & radio) folks.  However, I only know of only 2 pharmacist signed up. 
We have had a good showing in the other support areas.  Our purpose is to go to
the poor remote locations of Honduras where there are no medical or dental
services for the local people.  It would be a sad thing if a team did not go to
a very needy village simply because we lacked an eye care professional to
complete a team.
 
FYI, our typical eye glasses team will have an optometrist, translator, several
support workers to fit glasses plus several helpers.  An eye surgery team will
vary depending on the needs of the facility we are going to.  A typical
medical/dental clinic team in a village will have a pharmacist plus one or two
docs, an RN and one other nurse or EMT, one or two Spanish translators, an
engineer, one or two radio operators, and several helpers.  All teams are well
rounded team and this also helps when a spouse or friend wants to be on the same
team (note our application has a place to note your desire to be on a team with
some one else).  A parent can take a MATURE son or daughter also if they are
able to be a productive member of the team.
 
I have a CD plus a lot of other information I can pass on to you if you or
someone you know has an interest in going!  Also, there are several other IHS
Directors who can answer more technical questions about the medical side of
things, etc.  So let me know if you have questions in that regard, as well. 
Note that the CD is also good for those signed up as it has a lot of photos &
info about most of the sites we go to.  This includes radio set up info from the
past.  There also is a web site with GENERAL info and applications at: 
www.IHSOFMN.org  A new, more informative IHS web site is under construction but
is not on line yet.
 
Call me any time or write back.  A call is best so I can fill you in on basic
expenses and the variety of work conditions we encounter.
 
I and the needy of Honduras thank you for your interest in this very rewarding
work!
 
Best regards,
 
John Kirckof
JMKKEK@...
Phone: 320-634-4386
IHS Board of Directors
 
PS Our most dire need is for Spanish translators.  If you can help us find one
or two, I will buy you a Grape Uba when we get to LaCeiba !





[Non-text portions of this message have been removed]

Hello,
I have found a website where information related to mesothelioma
cancer is given. If anyone is interested then please click the link
the link below.

http://www.freewebs.com/themesothelioma


Regards,
Kate

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Hello Everyone,

I am a student optician who looking for an entry level job.  What is
your opinion on starting in the lab or in the dispensary?  If you were
in my shoes, would you suggest looking into private practice or a
retail establishment?  Thank you for your feel back.  Kimberly

Traditional or Roth? You choose.
       To ensure delivery of our emails, please Add Us to your address book. | To
view this email as a web page, visit this link.

               www.FreedomTreeFinancial.com


             Show and tell: Traditional or Roth IRA


             Dear Reader:

             Have you asked yourself: Traditional or Roth?

             The traditional IRA may be a better alternative for:

               a.. Investors who expect to be in a lower tax bracket when they
retire.
             The benefits may include an immediate tax break because
contributions are deductible. In addition, your clients might pay less in income
taxes in the future than they would pay now on amounts contributed to a Roth
IRA. These clients might be older individuals who are nearing retirement and
have modest retirement assets set aside.

               a.. Investors with current financial constraints who could benefit
from an immediate tax deduction.
               b.. Investors who were not previously eligible for a deduction
because they or their spouses were covered by an employer-sponsored retirement
plan.
             The Roth IRA may be a better alternative for...

               a.. Investors who expect to be in a higher tax bracket when they
retire.
             The after-tax contributions of a Roth IRA may provide a larger nest
egg, because earnings are tax-free. This may benefit young professionals who are
likely to earn and save a lot for retirement. Again, age can be a deciding
factor. The longer an account has to accumulate, the more sense a Roth IRA
makes.

               a.. Investors who expect to be in the same tax bracket when they
begin to make withdrawals as they are now.
             Assuming the account continues to grow over time, your clients will
pay less tax now on contributions than on a larger account value in the future.

               a.. Many middle income and upper income taxpayers who could not
make deductible IRA contributions because they are covered by company retirement
plans.
               b.. Investors who already have traditional IRAs, but expect to
remain in high income-tax brackets after retirement might benefit from a
conversion to a Roth IRA.
             Your time is greatly appreciated. To contact an sales consultant
give us a call toll-free at 1.877.369.1889 or locally +1 770 369 1889 or visit
http://www.freedomtreefinancial.com TODAY!!!

             With All Best Wishes

             Your team at The FreedomTree Financial Group
             info@...
             The FreedomTree Financial Group
             Toll-free 1.877.369.1889 or locally +1 770 369 1889 Local 770 369
1889 or locally +1 770 369 1889 Fax ..810 885 6979































       Mutual funds, variable annuities and variable life products may be offered
only to persons in the United States and by way of a prospectus. This website
should not be considered a solicitation or offering of any investment products
or services to investors residing outside of the United States.

       Financial sales consultant of and securities offered through FreedomTree
Mutual Funds and Asset Management, LLC. Mortgages and lending services offered
through FreedomTree Mortgage & Lending, An Equal Opportunity lender.

       FreedomTree Mutual Funds and Asset Management, LLC., FreedomTree Mortgage
and Lending, and FreedomTree Financial are fully owned by The FreedomTree
Financial Group of Spence-Lingo & Company, Ltd.

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       YFX253 (5/2007)




[Non-text portions of this message have been removed]

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         BlackRock Global Allocation V.I. Fund available May 1, 2008 .


       The FreedomTree Financial Group and Allianz is pleased to announce the
addition of a new investment option in our variable annuity lineup. The
BlackRock Global Allocation V.I. Fund offers a highly diversified core holding
across more than 600 securities covering various asset classes, countries,
sectors, market capitalizations and currencies to help investors achieve their
long-term financial goals. In addition, it provides clients:

         a.. No geographic limits as to where investments are located, allowing
management to select what it believes are the best investments worldwide
         b.. A rigorous, cross-disciplinary team approach to fund management
       About BlackRock

         a.. Founded in 1988
         b.. Headquarters in New York
         c.. Offices in 19 countries around the world
         d.. Serves clients in North and South America, Europe, Asia, Japan,
Australia and the Middle East
         e.. Over $1.3 trillion in assets under management as of December 31,
2007
       For more information, call us: 877.369.1889 or locally +1 770 369 1889 !

       Your team at The FreedomTree Financial Group info@...





       Mutual funds, variable annuities and variable life products may be offered
only to persons in the United States and by way of a prospectus. This website
should not be considered a solicitation or offering of any investment products
or services to investors residing outside of the United States.

       Financial sales consultant of and securities offered through FreedomTree
Mutual Funds and Asset Management, LLC. Mortgages and lending services offered
through FreedomTree Mortgage & Lending, An Equal Opportunity lender.

       FreedomTree Mutual Funds and Asset Management, LLC., FreedomTree Mortgage
and Lending, and FreedomTree Financial are fully owned by The FreedomTree
Financial Group of Spence-Lingo & Company, Ltd.

       Toll-free 1.877.369.1889 or locally +1 770 369 1889
www.FreedomTreeFinancial.com

       CONFIDENTIALITY NOTICE:
       The information in this e-mail may be confidential and may be legally
privileged. It is intended only for the use of the individual(s) named above. If
you are the intended recipient, be aware that your use of any confidential or
personal information may be restricted by state and federal privacy laws. If
you, the reader of this message, are not the intended recipient, you are hereby
notified that you should not further disseminate, distribute, or forward this
e-mail. If you have received this e-mail in error, please notify the sender and
delete the message. Thank you.

       To ensure delivery of our emails, please Add Us to your address book. | To
unsubscribe, 1) PRESS REPLY and send a blank email or 2) send an email to
Unsubscribe. If option 2 is chosen, you must reference the email address or
group/listserv to which this advertisement was sent.







[Non-text portions of this message have been removed]

How can I leave my loved ones more than I have?

       To ensure delivery of our emails, please Add Us to your address book. | To
view this email as a web page, visit this link.


       There may be a simple answer to your
       most profound question.

       Dear Reader:

       Have you had concerns about passing wealth to your loved ones without the
tax burden? Let's consider a scenario:

       A hypothetical 55-year-old nonsmoking man can pay a $61,728 single premium
to purchase a $150,000 death benefit for his beneficiaries1. The death benefit
is guaranteed2. It's income-tax-free. And it's nearly 2.5 times what he paid in
premium. How is this possible?


       Allianz Legacy PlannerSM universal life insurance policy offered through
The FreedomTree Financial Group


       Don't let your hard-earned dollars go to the IRS.

       Call the Life Case Design Team today.

       877.369.1889 or locally +1 770 369 1889

       Your time is greatly appreciated.

       With All Best Wishes

       Your team at The FreedomTree Financial Group
       info@...




       1These figures are for illustrative purposes only.
       2The death benefit is guaranteed to age 120 (assuming no loans or
surrenders).

       All guarantees are based upon the claims-paying ability of FreedomTree
Financial Insurance Company of North America.




       Mutual funds, variable annuities and variable life products may be offered
only to persons in the United States and by way of a prospectus. This website
should not be considered a solicitation or offering of any investment products
or services to investors residing outside of the United States.

       Financial sales consultant of and securities offered through FreedomTree
Mutual Funds and Asset Management, LLC. Mortgages and lending services offered
through Gateway Mortgage, LLC which is independent of The FreedomTree Financial
Group.

       FreedomTree Financial is fully owned by The FreedomTree Financial Group of
Spence-Lingo & Company, Ltd.

       Toll-free 1.877.369.1889 or locally +1 770 369 1889
www.FreedomTreeFinancial.com

       CONFIDENTIALITY NOTICE:
       The information in this e-mail may be confidential and may be legally
privileged. It is intended only for the use of the individual(s) named above. If
you are the intended recipient, be aware that your use of any confidential or
personal information may be restricted by state and federal privacy laws. If
you, the reader of this message, are not the intended recipient, you are hereby
notified that you should not further disseminate, distribute, or forward this
e-mail. If you have received this e-mail in error, please notify the sender and
delete the message. Thank you.

       To ensure delivery of our emails, please Add Us to your address book. | To
unsubscribe, 1) PRESS REPLY and send a blank email or 2) send an email to
Unsubscribe. If option 2 is chosen, you must reference the email address or
group/listserv to which this advertisement was sent.


       ZFX1491 (Policy series P50996-01)
       7/2007





[Non-text portions of this message have been removed]

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Reflexology Center Avail Our Triple Treat Promo Package Massage
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Avail Our Triple Treat Promo Package For Only P600.00 Promo Rate
Until July 20 2008 Only

(Discover the Secrets..... ...)

Glutathione Soap For Sale P70.00
Welcome Dealer Retailer(tel# 455-3262

HOLLYWOOD Perfume Eau de Toilette is A Quality Product With Perfume
Oils Imported from Paris France.
Let HOLLYWOOD Perfume Conquer Your feelings and Create self-
Confidence In you that will truly Make Up Your Day

*Aqua Di Gio
*Hugo Boss
*Polo Sports
*Cool Water
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*Issey Miyaki
*Drakkar Men
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tel # 455-3262 Mary Jane

For Feed Back On Our Reflexologist Pls Txt 0921-6181722

With the kind Permission of the Moderator of this
Yahoo Groups:

More Power to Your Yahoo Groups........

Please Allow Me to Post My Advertisement thank you!!!

Visit And Experience the #1 Reflexology Center in town:

***HOLLYWOOD Reflexogy'Center***

Well Built 30 Hot Young Fresh Gorgeous Male Reflexologist
Clean and trustworthy Male Reflexologist

We Offer the following Services :

Turkish Bath(Php 100.00) And Body Scrub(Php 300.00)

A Choice of Any of the following Massages:

(Swedish Shiatsu Reflex And thai Massage)

***HOLLYWOOD Reflexogy'Center***

Located at: 154-B West Avenue Corner Edsa Quezon City
Tel.Number: 415-8270 / 455-3262
Cel.Number: +63921-6181722 /
And look for: (Justine)

We Also Accept: Home And Hotel Service :
Php 600.00 inclusive transportation And Massage

We Open From 2:00pm to 2:30am

So See you guys........

Avail Our Promo :

Avail Php 300.00 Promo Rate On All of Our Services
Plus Enjoy the Company Of Our hot young fresh Male Reflexologist :

Plus Bring 4 Friends And One Free!!!
inclusive on All Of Our services.

Special Rate Promo Until July 20'2008 Only

Pay Only On Affordable Rate Of Php 300.00 in All Of Our
Services at ***HOLLYWOOD Reflexogy'Center* **

it's Our Way Of Saying thank You to the Support Of Our
Clients And friends.

A Relaxing Massage Of Our good Looking Male Masseur Awaits
Our Clients in Our Door Step........

HOLLYWOOD Spa Avail Our the Most Saleable Product On HOLLYWOOD
Reflexology Center Avail Our Triple Treat Promo Package Massage
Turkish Bath And Body Scrub P600 Only With Glutathione
Formula........

Avail Our Triple Treat Promo Package For Only P600.00 Promo Rate
Until July 20 2008 Only

(Discover the Secrets..... ...)

Glutathione Soap For Sale P70.00
Welcome Dealer Retailer(tel# 455-3262

HOLLYWOOD Perfume Eau de Toilette is A Quality Product With Perfume
Oils Imported from Paris France.
Let HOLLYWOOD Perfume Conquer Your feelings and Create self-
Confidence In you that will truly Make Up Your Day

*Aqua Di Gio
*Hugo Boss
*Polo Sports
*Cool Water
*J.lo Women
*Bulgari
*Clinique Happy Men
*Issey Miyaki
*Drakkar Men
*Lacoste
tel # 455-3262 Mary Jane

For Feed Back On Our Reflexologist Pls Txt 0921-6181722

With the kind Permission of the Moderator of this
Yahoo Groups:

More Power to Your Yahoo Groups........

Please Allow Me to Post My Advertisement thank you!!!

Visit And Experience the #1 Reflexology Center in town:

***HOLLYWOOD Reflexogy'Center***

Well Built 30 Hot Young Fresh Gorgeous Male Reflexologist
Clean and trustworthy Male Reflexologist

We Offer the following Services :

Turkish Bath(Php 100.00) And Body Scrub(Php 300.00)

A Choice of Any of the following Massages:

(Swedish Shiatsu Reflex And thai Massage)

***HOLLYWOOD Reflexogy'Center***

Located at: 154-B West Avenue Corner Edsa Quezon City
Tel.Number: 415-8270 / 455-3262
Cel.Number: +63921-6181722 /
And look for: (Justine)

We Also Accept: Home And Hotel Service :
Php 600.00 inclusive transportation And Massage

We Open From 2:00pm to 2:30am

So See you guys........

Avail Our Promo :

Avail Php 300.00 Promo Rate On All of Our Services
Plus Enjoy the Company Of Our hot young fresh Male Reflexologist :

Plus Bring 4 Friends And One Free!!!
inclusive on All Of Our services.

Special Rate Promo Until July 20'2008 Only

Pay Only On Affordable Rate Of Php 300.00 in All Of Our
Services at ***HOLLYWOOD Reflexogy'Center* **

it's Our Way Of Saying thank You to the Support Of Our
Clients And friends.

A Relaxing Massage Of Our good Looking Male Masseur Awaits
Our Clients in Our Door Step........