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There is really no easier decision There Really Is No PatternCommon Indices
Ranked by Annual Returns
1997­2006BESTBEST1997199819992000200120022003200420052006Large CapLarge
CapSmall CapCommoditiesSmall CapCommoditiesSmall CapReal EstateCommoditiesReal
EstateValueGrowthGrowthValueGrowth35.1838.7143.0949.7414.0232.0748.5431.5825.553\
5.06Small CapSmall CapGlobalGlobalSmall CapGlobalCommoditiesReal EstateReal
EstateForeignValueValueValueBonds46.0322.2513.5426.3431.7820.0040.9226.3713.9321\
.99GlobalGlobalReal EstateSmall CapLarge CapForeignLarge CapSmall
CapBondsBondsValueGrowthBondsGrowthValue38.5920.2512.1623.4830.4917.7933.1622.83\
8.4410.25Real EstateLarge CapGlobalBondsForeignReal EstateReal
EstateCommoditiesLarge CapLarge
CapValueBondsValueValue20.2615.6326.9611.63­3.543.8237.1317.287.0522.25Small
CapBondsLarge CapLarge CapLarge CapSmall CapLarge CapLarge CapLarge CapSmall
CapGrowthValueValueValueValueValueValueGrowthGrowth12.958.697.357.01­5.59­11.4\
330.0316.495.2613.35Small CapLarge CapBondsSmall CapBondsForeignSmall CapLarge
CapLarge CapSmall
CapValueGrowthGrowthBondsGrowthValueGrowthGrowth4.719.079.651.23­0.82­2.63­9.\
23­15.5229.7514.31GlobalSmall CapSmall CapGlobalLarge
CapGlobalCommoditiesForeignSmall
CapForeignValueValueGrowthBondsGrowthBonds1.78­6.45­1.49­14.17­20.42­15.942\
0.7212.144.156.94ForeignReal EstateReal EstateLarge CapGlobalLarge
CapForeignLarge
CapBondsBondsBondsGrowthGrowthBondsGrowth­4.26­17.50­4.62­22.42­21.44­27.8\
818.526.302.434.33Commodities CommoditiesForeignSmall CapCommoditiesSmall
CapBondsBondsForeignCommoditiesBondsGrowthGrowthBonds­14.07­35.75­5.07­22.43\
­31.93­30.264.104.34­9.20­15.09WORSTWORST■ As represented by the Goldman
Sachs Commodities Index (GSCI®),■ As represented by the Russell 2000 Value
Index, which contains small-a composite index of commodity sector returns
representing ancapitalization stocks with less-than-average growth orientation
and higherunleveraged, long-only investment in commodity futures that is
broadlydividend yields.diversified across a spectrum of 24 commodities.â–  As
represented by the Citigroup Non-U.S. World Government Bond Index,â– which is
comprised of foreign government bonds with maturities overAs represented by the
Lehman Brothers Aggregate Bond Index, whichone year.contains a broad range of
investment-grade U.S. Government andcorporate bonds.â–  As represented by the
National Association of Real Estate Investmentâ– Trusts (NAREIT) Equity REIT
Index, an index comprised of 153 tax-qualifiedAs represented by the MSCI EAFE
Index, a broad-based index of globalREITs ranging in market capitalization of
$11.4 million to $16.9 billion withstock market performance.an aggregate market
capitalization of approximately $36 billion.â– As represented by the Russell
1000 Growth Index, which contains large-capitalization stocks with above-average
growth orientation and lowerSource of chart data: Standard & Poor's Micropal
Inc. All indices aredividend yields.unmanaged, include the reinvestment of
income and cannot be purchasedâ– directly by investors. The performance of each
index is shown for illustrativeAs represented by the Russell 1000 Value Index,
which contains large-purposes only and does not predict or depict the
performance of anycapitalization stocks with less-than-average growth
orientation and higherOppenheimer fund. Past performance does not guarantee
future results.dividend yields.â– As represented by the Russell 2000 Growth
Index, which contains small-capitalization stocks with above-average growth
orientation and lowerdividend yields.Beneficial Asset Blendingreturns. The key
to producing this benefit is grouping assetswith low correlations together.Now
here's the most useful thing about all this infor-mation. By charting the
volatility of these classes andBetter Return, Less Risk?subgroups over the
years, we find that certain assetsRelationships between asset types can be
plotted in ain combination may reduce volatility without reducinggraph that
shows the risk and return over designated time.returns. In some cases, such
mixes may even increase3

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