Car Maintenance `Insurance': Have I gotta deal for you!- Part 2 /2
By Evan Madianos, MD

"Hi again! I see you came back to re-new that _great_ pre-paid car maintenance
contract -uh... I mean "insurance"... policy I sold you last year! Fantastic!
Let's get to work!

Let's see….looking over my numbers and business from last year, I had to
recalculate things a bit. Believe it or not, it turns out that more people than
I counted on actually ended up using my great new "insurance" policy to buy 4
new SuperCar tires last year…some bought 2 sets even….and changed their oil
every month last year….so I lost a little money….on a lot of my policy
holders…..and I have to adjust things a little bit, but I _still_ have a great
offer for you:

Your policy now costs $999 /year and entitles you to one set of tires / year and
one $40 oil change every 6 months, and you have to purchase your tires and
maintenance from my Special Preferred Network of Discount Car Buddies I set up
in the state - who agreed to give me a special discounted price on your
services for guaranteed business. You're _still_ getting well over $1, 600 of
goodies for _less than_ $1,000 ! (ok…$1 less…) Great deal, right ? Sold ! See
you next year1

The following year's pitch: "Great! Glad to see you're back! Had to adjust
things _ever so slightly_ again this year……Believe it or not, it turns out that
I still lost a lot of money from policy-holders buying more goods and services
than their premiums brought in….

It also appears that quite a few of the independent tire businesses in the area
went belly-up because they lost customers to me and couldn' t afford to sell
their tires at the deep discounted prices I "negotiated" with them……

Also- minor complication- it would appear that the remaining ones banded
together into a huge networks themselves – called Mr. Cheap Tires SuperNetwork-
to prevent hemorrhaging customers and cash to my discounts…and they don' t offer
quite the selection they did last year, and the prices of tires crept up a bit
as well …..and there are less places to buy them…and less choices available
…..but _this _ year, I' m _still_ giving you a _great _ deal:

The cost of my policy is now _still_ only $1,599 extra- but that gets _you_, my
value-driven customer, - not one, bit "2" tires plus one oil change every year!
So now, you can go to any branch you want of huge Mr. Cheap Tires (..which
actually happens , by _pure_ co-incidence, to be the only Mega- tire store
chain in the state left…) and , you can buy not one- but 2! – of their cheap new
tires _every year_ – first for the front, then for the back the following year!
Sound good?

I have to mention though, that the SuperCar tires you bought in previous years
are not covered ( being as they now cost $1,500/ tire) and you are _ only_
allowed to get their Mr. Cheap Tire "Special" – which is currently priced at
$900 / tire…..and rising quickly …..so you're still making out like a bandit!
And the yearly oil change- which is now priced at $100 - is _still_ thrown in
_for free_!! Good deal? Thank you for your business!

Wow…this is working out great for me…let's see how I can expand my business….I
know!

Healthy people waste a _TON_ of money on health " insurance" giving their money
to companies to insure them against the possibility of having to pay possibly
exorbitant, bankrupting medical expenses "in the event of" some unforeseen
catastrophic major medical or major surgical event or hospitalization in the
future.

If you're healthy though, you get _nothing back _ for that premium money, It's
money down the drain!

I got a great idea: I'm going to offer you a policy that covers that PLUS
_unlimited _pre-payment_ for all of the high tech, expensive diagnostic medical
tests and procedures for screening and routine health maintenance that your
heart ( ….and brain….and colon…and breast…. and lungs….and back…and every joint
in your body….on either side….) could possibly need or desire - and that you
could consume in one year – all for one low price! ( …at least this year...)

Is it a deal ? No ?? But why not??

Oh….I see….. you already HAVE one like that
Someone already came up with THAT idea one years ago…
BTW….How's that working out, anyway?"

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For more on the issue why health care costs so much, read the little booklet
entitled "Why Health Care Costs So Much: The Solution- Consumers", introduction
here:

" You are hearing that the United States health care system is in a crisis, if
not terminally ill. This book shows you how to heal it. This book is about
understanding why health care costs so much, and how you have the power to
change it. ...

In our first book, Your Health Matters: What you need to know about U.S. health
care,1 we wrote how the U.S. health system is unique in the world. We showed
that the U.S. has the world's most advanced and expensive health care. The U.S.
is unique in that we provide access to care for every conceivable type of health
problem for all U.S. residents....

This book explains why health care costs so much, and then it shows how you are
the solution. You might say this book will make you healthier and wealthier…"

http://www.alethospress.com/images/Chap1Ex.pdf

For more on the issue of "Prepaid Health Maintenance Care" , and how it differs
from " insurance" read the excerpt from Chapter 5 here:

http://www.alethospress.com/images/CHAP5%20EX.pdf

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Evan Madianos, MD is a practicing radiologist in Pennsylvania and Supporter of
Freedom and Individual Rights in Medicine (FIRM) here:

www.WeStandFirm.org

Join Pennsylvania Supporters of FIRM on Facebook here:
http://tinyurl.com/am4k8z

===========================

Purchase information to buy a single copy, or in bulk at steep discounts for
distribution to patients and other doctors:

http://www.alethospress.com/howmuch.htm