"Car Maintenance `Insurance': Have I gotta deal for you! - Part I /2 "

By Evan Madianos, MD

I just had this great idea:

"Here I am, a pretty safe driver……I haven't had a car accident for _years_ Yet,
I `m dumping $1, 000 / year into the coffers of some auto "insurance" company-
for what?

Reading the policy the other day, it says " to prevent me from declaring
personal bankruptcy by contractually agreeing to pay up to the maximum value of
the policy ((minus the deductible ) for the huge expenses related to medical
bills and personal injuries related to the drivers, repair of the damaged
vehicles, car rental, etc `in the event of" an accident.

Here I am- stupid me - a very safe driver who hasn't had an accident in 10 years
and I'm pouring $1,000 down the drain for some insurance company to prevent
me from having to pay some "non-existent" – or at least, unlikely, huge
expenses in the future _in case_ I have an accident?

No accident – and nothing to show for it. What a con game! I 'll bet a lot of
you out there are similarly getting "taken for a ride" by the auto insurance
industry.

That's' when I had my great idea: If you are a safe driver like me, and feel
like you're not getting any value in return for your auto insurance premiums, I
want to _change_ that for you. I want to _change_ the way you- the safe,
responsible driver, and hard-working middle-class American with bills to pay,
children to support, hopes and dreams for your future - buy _your_ auto
insurance.

This time we're going to do it right. I' m going to sell you a auto "insurance"
policy that _not only_ covers your medical and repair expenses "in the event of"
that accident that you'll never have - if you're lucky, but _also_ allows you to
buy tires, windshield wipers, and oil changes you _want and need_ every year!
All for the same _low_price!

Well…actually the price is technically a _little_ higher than your current
policy- maybe $500 more - great low introductory offer! But think of all the
great _extra_things you're getting for your money! New tires every year-
whatever brand you want- new windshield wipers….$20 oil changes every 5,000 or
,3,000….heck- every _1,000 miles! Why not? It' s all included in that same low
fixed price!

Isn't that a _great_deal ? Isn' t that all a necessary part of being a safe,
responsible driver?

Remember those great "Goodyear Eagle Supercar" tires you saw in the store? $400
a pop? They're all yours – four of them, a $1,600 value- every year for that
same _low_ extra $400 / year if you buy my policy! Pretty good deal, eh?

( Of course, in order to make money I `m banking on the hope that only maybe
_1/4_ of you and my other new policy-holders will actually know- and take
advantage of this little option, but let's make that a little secret between
you and me…)

So you like it? Great! Sold!. See you next year !"

For more on the issue why health care costs so much, read the little booklet
entitled "Why Health Care Costs So Much: The Solution- Consumers", introduction
here:

You are hearing that the United States health care system is in a crisis, if not
terminally ill. This book shows you how to heal it. This book is about
understanding why health care costs so much, and how you have the power to
change it. ...

In our first book, Your Health Matters: What you need to know about U.S. health
care,1 we wrote how the U.S. health system is unique in the world. We showed
that the U.S. has the world's most advanced and expensive health care. The U.S.
is unique in that we provide access to care for every conceivable type of health
problem for all U.S. residents....

This book explains why health care costs so much, and then it shows how you are
the solution. You might say this book will make you healthier and wealthier…"

http://www.alethospress.com/images/Chap1Ex.pdf

For more on the issue of "Prepaid Health Maintenance Care" , and how it differs
from " insurance" read the excerpt from Chapter 5 here:

http://www.alethospress.com/images/CHAP5%20EX.pdf

=========================

Evan Madianos, MD is a practicing radiologist in Pennsylvania and Supporter of
Freedom and Individual Rights in Medicine (FIRM) here:
www.WeStandFirm.org

Join Pennsylvania Supporters of FIRM on Facebook here:
http://tinyurl.com/am4k8z

===========================

Purchase information to buy a single copy, or in bulk at steep discounts for
distribution to patients and other doctors:

http://www.alethospress.com/howmuch.htm