Hello everyone! I have a quick question to ask regarding insurance. I am looking to start my in home studio as well as do group classes in local parks & one on one in client homes but I have no idea which liability insurance is best for me. The companies I have looked into had an option for personal training or group instructor and I am certified in both and really plan to do both for a more secured means of income.

Who do you all have your liability insurance with and whats the average rate per month/annually? I'm pretty sure the rates may vary by state but not much.

Also those of you who are pt's & instructors which route did you take or was it possible to do both?

Thanks in advance for your time and knowledge,

Dina