--- In CEFSFB@yahoogroups.com, "photosynthesis_studio" <markegould@...> wrote:
>
> Hello,
>
>
> I was diagnosed with CFS/CFIDS/FM in the 80's and did not work for 8 years. I
had
some
> savings then and paid for my own health insurance which was only around $300
at the
time
> and I could afford it. I seemed to improve and was able to work for a while
but never felt
> 100%. I came to San Francisco and worked in the dot-com/hi-tech industry and
was laid
off
> twice and was unemployed for over a year. I lived through all my savings. I
got a job at a
> small liberal arts college and they let me work from home a few days a week
and that
> seemed to work for a couple of years but my health worsened. Then, I got laid
off again.
> Now, they want $700 for COBRA and I can't pay it. I'm told I'm one of those
who "falls
> through the cracks" and doesn't qualify for any insurance, although San
Francisco is
opening
> up a pilot health insurance program for everyone in January 2008...in three
months. But
I
> can't live for 3 months without meds, and I don't think I can work.
>
>
> Does anyone know of any insurance that will cover me? I'm 54 and have other
pre-
existing
> conditions. They say there is no insurance that will cover me. Are they wrong?
>
> Mark
>
I'm sorry this doesn't answer your question about the immediate future, but have
you
looked into applying for SSDI/SSI? It sounds like you have enouugh proof that
you are
disabled and can't work, and then you would get Medi-Cal or Medicare.

Sarah