I'm going to sign up for Blur Cross of California. That is what my own doctor
has. We are "friends" I do his web page he charges me nothing for my dx an
danything like a test once a year or less or whatever. Weird that I dont' want
anything.. We but do only fear the catstrophic, so we only get
"hospitalization".l I went to hime a few times to get my thryoid straight when I
knew very little about T's. But now I am stable there and I don't need anythning
from him.
He knows it. I can totally understand the dilemna of not needing an MD. We must
be lucky or something. Or smart? Maybe both?
I've been aware of body and how it works since I was a kid And could learn, I
did learn. No mystery. Thje info is out there. But at any moment I could get in
a car weedk and need medical treatment or whatever. Some docs I do fear,
becasue they are brain washed. Adn yehit will cost a K a year. but oh well. It
beats risking what little IO have sved upo, etrc. When your bill comes to $5K it
covers 100% of everything plus take home meds. It's like car insurance.
-sd

Flash Fyre wrote:

> We're coming up on open enrollment and I want to ask the talking heads
> hard questions just for the fun of it. I have AETNA HMO, a true piece
> of steaming dogsh*t.
>
> 1) How much of the money from my paycheck goes to the Dr. and how much
> to the shareholders/management? Is it paid annually, monthy, etc? Got
> a pie chart? On the web? I've heard the Dr. gets $50 a month as my PCP.
>
> 2) Does the Dr. get a bonus at the end of the year, based on the cost
> of services he provided? I've heard Dr. get bonuses from the HMO if
> they keep the service costs below a certain level.
>
> 3) Why don't we have a catastropic health plan? I'm healthy and
> statistically I need little more than 1 visit every couple of years.
> But the base plan starts at $100 a month or so, and rapidly increases
> from there.
>
> No catastrophic plans are available (say, $3000 annual deductable,
> nice to have just in case I need some hardcore services). I'd gladly
> pay cash for a visit/tests/medication once every 18 months or so and
> leave all this monthly payment crap behind, and just get the hell out
> of this rigged game.
>
> Comments? Opinions?
>
> Thanks
> FF
>
> (I don't really fear anything about Drs. per se, but these HMOs
> (insurance companies + bean counters + government) are awful...i don't
> fear them, I think they're a crooked pathetic joke!
>
>